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552 Elaine Ave, Oceanside, CA 92057 Property Records

San Diego County property record for 552 Elaine Ave, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,117 sqft · built 1965
Lot Size0.168 acres (7,300 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Nov 2017)
Tax Bill$5,138 (2025)
Deeds & MortgagesJun 2022 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN122-143-13-00

Property Details

APN / Parcel Number

Primary APN122-143-13-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,117 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area7,300 sqft (0.168 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address552 ELAINE AVE
CityOCEANSIDE
StateCA
Zip92057-4254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 13 TR 005457
Legal SubdivisionMESA MARGARITA
Legal Tract005457
Legal Block2
Legal Lot Number13
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2009
Census Tract18617

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address552 ELAINE AVE, OCEANSIDE, CA 92057-4254
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2022Deed of Trust, Mortgage · VA Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Nov 29, 2017Grant Deed, Transfer · VA Mortgage
DBA HOMEDIRECT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2017 · Amount on Record
Deed SaleNov 29, 2017 · Amount on Record
Prior SaleAug 30, 2007 · Amount on Record
Deed Document Number2017554003
Prior Transfer DateAug 13, 1993
Prior Transfer Doc0000546831
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address552 ELAINE AVE, OCEANSIDE, CA 92057-4254
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address552 ELAINE AVE, OCEANSIDE, CA 92057-4254

Mortgage

Document Number0000248929
DateJun 14, 2022
Instrument2022-0248929
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 29, 2017
Property Address552 ELAINE AVE, OCEANSIDE, CA 92057-4254
Document Number0000554003
Map ReferenceMAP5457
Instrument DateNov 1, 2017
Instrument2017-0554003
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address552 ELAINE AVE, OCEANSIDE, CA 92057-4254

Mortgage

Document Number0000554004
DateNov 29, 2017
Instrument2017-0554004
Lender
NameDBA HOMEDIRECT MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$464,227 (+2%) Land $324,960 Building $139,267
2025$5,138.00 (+5.18%)$455,126 (+4.04%) Land $318,589 Building $136,537
2023$4,885.00 (+1.54%)$437,455 Land $306,219 Building $131,236
2022$4,811.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
San Diego Broadband
Fixed Wireless		500 / 100
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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