560 Elaine Ave, Oceanside, CA 92057 Property Records

San Diego County property record for 560 Elaine Ave, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,172 sqft · built 1965
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Jul 2018)
Tax Bill	$3,889 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`122-143-09-00`

Property Details

APN / Parcel Number

Primary APN	`122-143-09-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,172 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	6,100 sqft (0.14 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	560 ELAINE AVE
City	OCEANSIDE
State	CA
Zip	92057-4254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 9 TR 005457
Legal Subdivision	MESA MARGARITA
Legal Tract	005457
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2009
Census Tract	18617

Owner

560 Elaine Ave is owned and occupied by two individuals who bought it in July 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	560 ELAINE AVE, OCEANSIDE, CA 92057-4254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Dec 14, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 23, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jul 24, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Mar 9, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2018 · Amount on File
Deed Sale	Jul 24, 2018 · Amount on File
Deed Document Number	2018301701
Prior Transfer Date	Mar 11, 1997
Prior Transfer Doc	0000111082
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	560 ELAINE AVE, OCEANSIDE, CA 92057-4254
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 ELAINE AVE, OCEANSIDE, CA 92057-4254

Mortgage

Document Number	0000256635
Date	Sep 16, 2025
Instrument	2025-0256635

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	560 ELAINE AVE, OCEANSIDE, CA 92057-4254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	796 RANCH RD, VINE GROVE, KY 40175-1040

Mortgage

Document Number	0000798677
Date	Dec 14, 2020
Instrument	2020-0798677

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	560 ELAINE AVE, OCEANSIDE, CA 92057-4254
Document Number	0000364354
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NAT'L TITLE-OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	796 RANCH RD VINE GROVE KY 401751040, VINE GROVE, KY 40175-1040

Mortgage

Document Number	0000364354
Date	Aug 27, 2019
Instrument	364354

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2018
Property Address	560 ELAINE AVE, OCEANSIDE, CA 92057-4254
Document Number	0000301701
Instrument Date	Jul 9, 2018
Instrument	301701
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	560 ELAINE AVE OCEANSIDE CA 920574254, OCEANSIDE, CA 92057-4254

Mortgage

Document Number	301702
Date	Jul 24, 2018
Instrument	301702

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2048

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 9, 2017
Property Address	560 ELAINE AVE, OCEANSIDE, CA 92057-4254
Document Number	0000108545
Map Reference	MAP5447
Instrument Date	Mar 6, 2017
Instrument	2017-0108545
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TITLE CO SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 IRENE RD, OCEANSIDE, CA 92057-3644

Mortgage

Document Number	0000108546
Date	Mar 9, 2017
Instrument	2017-0108546

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 560 Elaine Ave was $3,889 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$529,084 (+2%) Land $138,876 Building $390,208
2025	$3,889.00	$518,710 Land $136,153 Building $382,557
2023	$3,780.00 (-0.81%)	$498,569 Land $130,867 Building $367,702
2022	$3,811.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 560 Elaine Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 560 Elaine Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Elaine Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures