Chesterfield County property record for 5519 W Bay Ct, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,540 sqft · built 1987 |
| Lot Size | 0.414 acres (18,034 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,268 (2026) |
| Deeds & Mortgages | Oct 2024 Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 724-67-84-30-800-000 |
| Primary APN | 724-67-84-30-800-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,540 sqft Finished Area |
| 1st Floor Area | 168 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 18,034 sqft (0.414 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 296 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Balcony Area | 52 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 413543002 |
|---|---|
| Street Address | 5519 W BAY CT |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 - SINGL |
| Legal Description | WEST BAY L 10 |
| Legal Subdivision | WEST BAY |
| Legal Lot Number | 10 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MATOACA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 101007 |
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 120 S RIVERSIDE PLZ, 2000, CHICAGO, IL 60606-6995 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 25, 2024 | Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Jun 17, 2020 | Quit Claim Deed, Transfer MORGAN STANLEY MTG CAP HLDGS L |
| Nov 13, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Jan 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage VILLAGE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2020 |
| Deed Sale | Jun 17, 2020 |
| Prior Sale | Nov 13, 2019 · Amount on Record |
| Deed Document Number | 202028240 |
| Deed Book / Page | 12801 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 5519 W BAY CT, MIDLOTHIAN, VA 23112-2506 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 014704-868 |
|---|---|
| Date | Oct 25, 2024 |
| Book Page | 14704/868 |
| Instrument | 2024033687 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jun 17, 2020 |
| Property Address | 5519 W BAY CT, MIDLOTHIAN, VA 23112-2506 |
| Document Number | 128011 |
| Book / Page | 012801 / 000001 |
| Instrument Date | Jun 4, 2020 |
| Instrument | 28240 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995 |
| Document Number | 128018 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 012801/000008 |
| Instrument | 28241 |
| Name | MORGAN STANLEY MTG CAP HLDGS L |
|---|
| Amount | Amount Recorded |
|---|
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Nov 13, 2019 |
| Property Address | 5519 W BAY CT, MIDLOTHIAN, VA 23112-2506 |
| Document Number | 12521658 |
| Book / Page | 012521 / 000658 |
| Instrument Date | Nov 4, 2019 |
| Instrument | 46089 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $286.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 S RIVERSIDE PLZ #200 CHICAGO IL 606063913, 200, CHICAGO, IL 60606-3913 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jan 28, 2019 |
| Property Address | 5519 W BAY CT, MIDLOTHIAN, VA 23112-2506 |
| Document Number | 12209514 |
| Book / Page | 012209 / 000514 |
| Instrument Date | Jan 24, 2019 |
| Instrument | 3067 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3300 WICKLOW LN NORTH CHESTERFIELD VA 232361330, NORTH CHESTERFIELD, VA 23236-1330 |
| Document Number | 12209518 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 012209/000518 |
| Instrument | 3068 |
| Name | VILLAGE BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,268.00 (+15.07%) | $476,800 (+3.32%) Land $104,500 Building $372,300 | $476,800 (+3.32%) Land $104,500 Building $372,300 |
| 2025 | $461,500 (+13.98%) Land $99,800 Building $361,700 | $461,500 (+13.98%) Land $99,800 Building $361,700 | |
| 2023 | $3,709.00 | $404,900 Land $93,100 Building $311,800 | $404,900 Land $93,100 Building $311,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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