5518 FM 1563, Commerce, TX 75428 Property Records

Hunt County property record for 5518 FM 1563, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,200 sqft · built 2019
Lot Size	1.91 acres (83,505 sqft)
Owner	Individual Name on Record
Last Sale	$270,735 (Nov 2021)
Tax Bill	$4,038 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0953-0850-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0953-0850-0000-30`
Alternative APNs	`R100945` `100945`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Gross Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Foundation Type	Block
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	83,505 sqft (1.91 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	384 sqft
Shed	1 Shed
Shed Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	5518 FM 1563
City	COMMERCE
State	TX
Zip	75428-5520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0953 SADLER J C,TRACT 85, ACRES 1.917
Legal Subdivision	SADLER J C
Legal Tract	85
Legal Block	2
Legal Lot Number	85
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2070
Census Tract	960100

Owner

Source: Hunt County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5518 FM 1563, COMMERCE, TX 75428-5520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Vendor's Lien, Transfer · FHA Mortgage GUARANTY BANK & TRUST
Sep 26, 2019	Warranty Deed, Transfer NORTH TEXAS TITLE
Mar 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Deed Document Number	202126501
Record Updated	Oct 29, 2026

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Nov 29, 2021
Property Address	5518 FM 1563, COMMERCE, TX 75428-5520
Document Number	0000026501
Instrument Date	Nov 24, 2021
Instrument	2021-26501
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Not Readable on Document
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5518 FM 1563, COMMERCE, TX 75428-5520

Mortgage

Document Number	0000026502
Date	Nov 29, 2021
Instrument	2021-26502

Lender

Name	GUARANTY BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Sep 26, 2019
Property Address	5518 FM 1563, COMMERCE, TX 75428-5520
Document Number	0000014309
Instrument Date	Sep 20, 2019
Instrument	14309
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	NORTH TEXAS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4217 3RD ST GREENVILLE TX 754015816, GREENVILLE, TX 75401-5816

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUNT TX
Recording Date	Mar 3, 2017
Property Address	5518 FM 1563, COMMERCE, TX 75428-5520
Document Number	0000002766
Instrument Date	Mar 1, 2017
Instrument	2766
Transaction Type	Transfer
Record Updated	Jul 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5747 FM 1563 COMMERCE TX 754285600, COMMERCE, TX 75428-5600

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,038.00 (-8.75%) Homeowner's exemption	$324,570 (+15.57%) Land $80,660 Building $243,910	$324,570 (+15.57%) Land $80,660 Building $243,910
2024	$4,425.00 (-15.57%)
2023		$280,850 Land $60,300 Building $220,550	$280,850 Land $60,300 Building $220,550
2022	$5,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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