5485 FM 1563, Commerce, TX 75428 Property Records

Hunt County property record for 5485 FM 1563, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,649 sqft · built 1980
Lot Size	0.778 acres (33,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0953-0720-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0953-0720-0000-30`
Alternative APNs	`R35155` `35155`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,649 sqft Living Area
1st Floor Area	1,649 sqft
Utility Area	126 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,890 sqft (0.778 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5485 FM 1563
City	COMMERCE
State	TX
Zip	75428-5519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0953 SADLER J C,TRACT 72, ACRES .778
Legal Subdivision	SADLER J C
Legal Tract	72
Legal Block	2
Legal Lot Number	72
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2069
Census Tract	960100

Owner

Source: Hunt County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8455 N CHESTER AVE, NILES, IL 60714-1838
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2025
Deed Sale	Jan 7, 2025
Prior Sale	Aug 27, 2015 · Amount on Record
Deed Document Number	2025206
Prior Transfer Date	Aug 26, 2015
Prior Transfer Doc	0000010789
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	5485 FM 1563, COMMERCE, TX 75428-5519
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028431
Date	Dec 17, 2021
Instrument	2021-28431

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	5485 FM 1563, COMMERCE, TX 75428-5519
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028432
Date	Dec 17, 2021
Instrument	2021-28432

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	HACKENSACK, NJ 07601

Agreement

Type	Conventional Mortgage

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,378.00 (-34.19%)	$175,000 (-14.55%) Land $54,890 Building $120,110	$175,000 (-14.55%) Land $54,890 Building $120,110
2024	$2,094.00 (-18.04%)
2023		$204,810 Land $39,980 Building $164,830	$204,810 Land $39,980 Building $164,830
2022	$2,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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