5515 River Rd, East China, MI 48054 Property Records

St. Clair County property record for 5515 River Rd, East China, MI 48054

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,108 sqft · built 1972
Lot Size	0.209 acres (9,104 sqft)
Owner	Individual Name on File
Tax Bill	$1,362 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-18-746-0019-000`

Property Details

APN / Parcel Number

Primary APN	`74-18-746-0019-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,108 sqft Living Area
1st Floor Area	1,108 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Lot Area	9,104 sqft (0.209 acres)
Lot Dimensions	147 ft deep x 62 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	5515 RIVER RD
City	EAST CHINA
State	MI
Zip	48054-4181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 26 & S 1/2 OF LOT 27 SUPERVISORS ROBT BAKER PLAT ACCORDING TO THE PLAT REOCRDED IN 52 OF PLATS PG 11 ST CLAIR COUNTY
Legal Subdivision	SUPRVRS ROBT BAKER
Legal Lot Number	26-27
Legal Unit	26,27
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	EAST CHINA
Census Block Group	3
Census Block	3007
Census Tract	643000

Owner

5515 River Rd is owned and occupied by an individual.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5515 RIVER RD, EAST CHINA, MI 48054-4181
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Oct 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5515 RIVER RD, EAST CHINA, MI 48054-4181
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5515 RIVER RD, EAST CHINA, MI 48054-4181

Mortgage

Document Number	5448704
Date	Nov 12, 2021
Book Page	5448/704
Instrument	2021031932

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2031

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5515 RIVER RD, EAST CHINA, MI 48054-4181
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049950265
Date	Oct 4, 2018
Book Page	4995/265
Instrument	2018022201

Lender

Name	DITECH FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5515 River Rd was $1,362 with a homeowner's exemption, up 4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	East China Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,800 (+10.07%)	$183,600
2025	$1,362.00 (+4.05%) Homeowner's exemption	$83,400
2024	$1,309.00		$166,800
2023		$74,300
2022	$1,239.00		$148,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5515 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	26 (2004–2021)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5515 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLAIR WATER AND SEWER AUTHORITY serves 5,847 people · EPA ID MI0006284
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Duke Broadband Fiber	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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