5503 River Rd, East China, MI 48054 Property Records

St. Clair County property record for 5503 River Rd, East China, MI 48054

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,192 sqft · built 1947
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$89,000 (Aug 2018)
Tax Bill	$1,290 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-18-746-0021-000`

Property Details

APN / Parcel Number

Primary APN	`74-18-746-0021-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,192 sqft Living Area
1st Floor Area	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	5503 RIVER RD
City	EAST CHINA
State	MI
Zip	48054-4181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 29 SUPERVISORS ROBT BAKER PLAT ACCORDING TO THE PLAT REOCRDED IN 52 OF PLATS PG 11 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Subdivision	SUPERVISORS ROBERT BAKER PLAT
Legal Lot Number	29
Legal Unit	29
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	EAST CHINA
Census Block Group	3
Census Block	3007
Census Tract	643000

Owner

5503 River Rd is owned and occupied by two individuals who bought it in August 2018.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5503 RIVER RD, EAST CHINA, MI 48054-4181
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2018	Warranty Deed, Transfer · Conventional with PMI MORTGAGE CTR LLC
Mar 31, 2017	Deed of Trust, Mortgage CHEMICAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2018 · Amount on File
Deed Sale	Aug 14, 2018 · Amount on File
Prior Sale	Aug 14, 2018 · Amount on File
Deed Document Number	201818337
Deed Book / Page	4977 / 760
Prior Transfer Date	Sep 24, 2007
Prior Transfer Doc	003846/799
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 14, 2018
Property Address	5503 RIVER RD, EAST CHINA, MI 48054-4181
Document Number	0049770760
Book / Page	004977 / 000760
Instrument Date	Jul 16, 2018
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5503 RIVER RD EAST CHINA MI 480544181, EAST CHINA, MI 48054-4181

Mortgage

Document Number	49770761
Date	Aug 14, 2018
Book Page	004977/000761

Lender

Name	MORTGAGE CTR LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5503 RIVER RD, EAST CHINA, MI 48054-4181
Document Number	0048180486
Book / Page	004818 / 000486
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	May 31, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7080 MASH MARINE CITY MI 48039, MARINE CITY, MI 48039

Mortgage

Document Number	0048180486
Date	Apr 12, 2017
Book Page	004818/000486

Lender

Name	CHEMICAL BK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5503 River Rd was $1,290 with a homeowner's exemption, up 3.9% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	East China Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,900 (+6.74%)	$167,800
2025	$1,290.00 (+3.95%) Homeowner's exemption	$78,600
2024	$1,241.00		$157,200
2023		$67,000
2022	$1,174.00		$134,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5503 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	26 (2004–2021)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5503 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLAIR WATER AND SEWER AUTHORITY serves 5,847 people · EPA ID MI0006284
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Duke Broadband Fiber	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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