Osceola County property record for 5515 Bonn Way, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,978 sqft · built 2023 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $542,000 (Sep 2023) |
| Tax Bill | $6,885 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 212531497900012510 |
| Primary APN | 212531497900012510 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,978 sqft Heated Area |
| Gross Area | 3,585 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5515 BONN WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SIENA RESERVE PH 2C PB 30 PGS 160-163 LOT 251 |
| Legal Subdivision | SIENA RESERVE PHS 2C TEMP |
| Legal Phase | 2C |
| Legal Lot Number | 251 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
5515 Bonn Way is owned and occupied by an individual who bought it in September 2023.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5515 BONN WAY, SAINT CLOUD, FL 34771-9435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2023 | Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC |
| Jan 31, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage C & R MORTGAGE |
| Aug 12, 2022 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on File |
| Deed Sale | Sep 28, 2023 · Amount on File |
| Prior Sale | Jan 31, 2023 · Amount on File |
| Deed Document Number | 2023127720 |
| Deed Book / Page | 6481 / 755 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 28, 2023 |
| Property Address | 5515 BONN WAY, SAINT CLOUD, FL 34771-9435 |
| Document Number | 0064810755 |
| Book / Page | 6481 / 755 |
| Map Reference | MB 30 PG 160 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 2023127720 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | METRO TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,794.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6362 VINELAND ROAD UNIT 201, 201, ORLANDO, FL 32819-7848 |
| Name | Verified Name |
|---|---|
| Address | 5515 BONN WAY, SAINT CLOUD, FL 34771-9435 |
| Document Number | 0006481756 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 6481/756 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 31, 2023 |
| Property Address | 5515 BONN WAY, SAINT CLOUD, FL 34771-9435 |
| Document Number | 0063511975 |
| Book / Page | 6351 / 1975 |
| Map Reference | MB 30 PG 160-163 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 2023012176 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,626.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7547 GOLF CHANNEL DR, ORLANDO, FL 32819-8921 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5515 BONN WAY, SAINT CLOUD, FL 34771-9435 |
| Document Number | 0063511977 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 6351/1977 |
| Name | C & R MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2043 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 12, 2022 |
| Property Address | 5515 BONN WAY, SAINT CLOUD, FL 34771-9435 |
| Document Number | 0062681433 |
| Book / Page | 6268 / 1433 |
| Map Reference | MB 30 PG 160-163 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022124229 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $543.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4098, MARYVILLE, TN 37802-4098 |
| Name | Verified Name |
|---|---|
| Address | 1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 5515 Bonn Way was $6,885.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,885.00 | $445,500 Land $78,800 Building $366,700 | $445,500 Land $78,800 Building $366,700 |
| 2023 | $1,648.00 (+78.74%) | $73,500 (+11.36%) Land $73,500 | $73,500 (+11.36%) Land $73,500 |
| 2022 | $922.00 | $66,000 Land $66,000 | $66,000 Land $66,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5515 Bonn Way in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5515 Bonn Way is high, ranking above 79% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
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