5507 Bonn Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5507 Bonn Way, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,978 sqft · built 2023
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$515,400 (Feb 2023)
Tax Bill	$6,242 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-25-31-4979-0001-2490`

Property Details

APN / Parcel Number

Primary APN	`21-25-31-4979-0001-2490`
Alternative APN	`253121497900012490`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,978 sqft Living Area
Gross Area	3,545 sqft
1st Floor Area	1,338 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	5507 BONN WAY
City	SAINT CLOUD
State	FL
Zip	34771-9435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIENA RESERVE PH 2C PB 30 PGS 160-163 LOT 249
Legal Range	31E
Legal Township	25S
Legal Section	21
Legal Subdivision	SIENA RESERVE PHS 2C TEMP
Legal Phase	2C
Legal Lot Number	249
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1053
Census Tract	43700

Owner

5507 Bonn Way is owned and occupied by two individuals who bought it in February 2023.

Source: Osceola County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5507 BONN WAY, SAINT CLOUD, FL 34771-9435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jan 10, 2025	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Feb 8, 2023	Special Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC
Sep 16, 2022	Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2023 · Amount on File
Deed Sale	Feb 8, 2023 · Amount on File
Prior Sale	Sep 16, 2022 · Amount on File
Deed Document Number	202315494
Deed Book / Page	6355 / 1440
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Sep 14, 2026
Property Address	5507 BONN WAY, SAINT CLOUD, FL 34771-9435
Document Number	0000119057
Book / Page	7034 / 827
Instrument Date	Aug 23, 2026
Instrument	2026119057
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	5507 BONN WAY, SAINT CLOUD, FL 34771-9435

Mortgage

Document Number	0000119057,
Date	Sep 14, 2026
Book Page	7034/827
Instrument	2026119057

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 1, 2066

Interest

Max Rate	-1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5507 BONN WAY, SAINT CLOUD, FL 34771-9435
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5507 BONN WAY, SAINT CLOUD, FL 34771-9435

Mortgage

Document Number	0067232483
Date	Jan 10, 2025
Book Page	6723/2483
Instrument	2025003723

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Mar 1, 2053

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 8, 2023
Property Address	5507 BONN WAY, SAINT CLOUD, FL 34771-9435
Document Number	0063551440
Book / Page	6355 / 1440
Map Reference	MB 30 PG 160-163
Instrument Date	Feb 7, 2023
Instrument	2023015494
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,607.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7547 GOLF CHANNEL DR, ORLANDO, FL 32819-8921

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5507 BONN WAY, SAINT CLOUD, FL 34771-9435

Mortgage

Document Number	0063551442
Date	Feb 8, 2023
Instrument	6355/1442

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 16, 2022
Property Address	5507 BONN WAY, SAINT CLOUD, FL 34771-9435
Document Number	0062870956
Book / Page	6287 / 956
Map Reference	MB 30 PG 160-163
Instrument Date	Aug 30, 2022
Instrument	2022141104
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Tax	$543.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4098, MARYVILLE, TN 37802-4098

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5507 Bonn Way was $6,242 with a homeowner's exemption.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,242.00 Homeowner's exemption	$440,000	$441,300 Land $78,800 Building $362,500
2023	$1,648.00 (+78.74%)	$73,500 (+11.36%) Land $73,500	$73,500 (+11.36%) Land $73,500
2022	$922.00	$66,000 Land $66,000	$66,000 Land $66,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5507 Bonn Way in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5507 Bonn Way is high, ranking above 84% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 75% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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