5505 Spruce Rd, Mound, MN 55364 Property Records

Hennepin County property record for 5505 Spruce Rd, Mound, MN 55364

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,040 sqft · built 1972
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$414,000 (Aug 2024)
Tax Bill	$4,326 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-117-24-32-0056`

Property Details

APN / Parcel Number

Primary APN	`13-117-24-32-0056`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,040 sqft Living Area
Gross Area	2,252 sqft
1st Floor Area	1,040 sqft
Basement Area	728 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2010
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	100 ft deep x 80 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	484 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	5505 SPRUCE RD
City	MOUND
State	MN
Zip	55364-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 012 BLOCK 003 A LAKE SIDE PARK A L CROCKERS 1ST DIV LOTS 12 AND 13 80 X 100
Legal Range	24
Legal Township	117
Legal Section	13
Legal Quarter	32
Legal Subdivision	LAKE SIDE PARK A L CROCKERS 1ST DIV
Legal Block	3
Legal Lot Number	12
Jurisdiction	HENNEPIN MN
Township / Civil Division	MOUND
Census Block Group	1
Census Block	1012
Census Tract	27601

Owner

Source: Hennepin County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5505 SPRUCE RD, MOUND, MN 55364-1517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 5, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 11, 2016	Deed of Trust, Mortgage · Line of Credit ALERUS FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2024 · Amount on Record
Deed Sale	Aug 8, 2024 · Amount on Record
Prior Sale	Jul 30, 2024 · Amount on Record
Deed Document Number	202411304758
Prior Transfer Date	Jul 23, 2024
Prior Transfer Doc	0A11304758
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 30, 2022
Property Address	5505 SPRUCE RD, MOUND, MN 55364-1517
Document Number	00T5956150
Instrument Date	Jun 30, 2022
Instrument	T5956150
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,171.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 SPRUCE RD, MOUND, MN 55364-1517

Mortgage

Document Number	00T5956151
Date	Jun 30, 2022
Instrument	T5956151

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 5, 2022
Property Address	5505 SPRUCE RD, MOUND, MN 55364-1517
Document Number	0A11125097
Instrument Date	Jun 30, 2022
Instrument	A11125097
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	RESULTS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 SPRUCE RD, MOUND, MN 55364-1517

Mortgage

Document Number	0A11125098
Date	Jul 5, 2022
Instrument	A11125098

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5505 SPRUCE RD, MOUND, MN 55364-1517
Document Number	0010407928
Instrument Date	Nov 11, 2016
Transaction Type	Mortgage
Record Updated	Feb 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 SPRUCE RD MOUND MN 553641517, MOUND, MN 55364-1517

Mortgage

Document Number	0010407928
Date	Feb 1, 2017
Instrument	10407928

Lender

Name	ALERUS FIN'L
Type	Funding / Finance Company
Address	GRAND FORKS, ND 58201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 31, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Mound City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,326.00 (+19.97%)	$384,500 (+12.23%) Land $82,900 Building $301,600	$384,500 (+12.23%) Land $82,900 Building $301,600
2024	$3,606.00 (+21.33%)	$342,600 (+10.52%) Land $90,000 Building $252,600	$342,600 (+10.52%) Land $90,000 Building $252,600
2023	$2,972.00 Homeowner's exemption
2022		$310,000 Land $85,000 Building $225,000	$310,000 Land $85,000 Building $225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mound serves 9,447 people · EPA ID MN1270038
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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