5514 Highland St, Duluth, MN 55807 Property Records

St. Louis County property record for 5514 Highland St, Duluth, MN 55807

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,584 sqft · built 1926
Lot Size0.149 acres (6,504 sqft)
OwnerIndividual Name on File
Last Sale$263,000 (Jul 2023)
Tax Bill$3,410 (2026)
Deeds & MortgagesJul 2023 Sale
Jul 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN010-4520-03460

Property Details

APN / Parcel Number

Primary APN010-4520-03460
Alternative APNs
  • 1112407
  • 1151142

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,584 sqft Gross Area
1st Floor Area936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1975
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area6,504 sqft (0.149 acres)
Garage Area48 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area130 sqft
Deck Area72 sqft
Storage Building70 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1151142
Street Address5514 HIGHLAND ST
CityDULUTH
StateMN
Zip55807-1348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 12 13 AND 14 SERIAL #
Legal SubdivisionWEST DULUTH 6TH DIV
Legal Block24
Legal Lot Number12-13
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1000
Census Tract3000

Owner

5514 Highland St is owned and occupied by an individual who bought it in July 2023.

Source: St. Louis County records, as of September 22, 2026

Owner of RecordIndividual Name on File
Mailing Address12225 W SAVANNA RD, FLOODWOOD, MN 55736-8229
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2023Warranty Deed, Transfer
ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT AND TITLE
Jul 9, 2021Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
May 8, 2017Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2023 · Amount on File
Deed SaleJul 12, 2023 · Amount on File
Prior SaleJul 9, 2021 · Amount on File
Deed Document Number20231070031
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 12, 2023
Property Address5514 HIGHLAND ST, DULUTH, MN 55807-1348
Document Number0001070031
Instrument DateJul 7, 2023
Instrument1070031
Transaction TypeTransfer
Record UpdatedAug 25, 2023
Title CompanyARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT AND TITLE

Transaction

AmountAmount on Record
Tax$867.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12225 W SAVANNA RD, FLOODWOOD, MN 55736-8229

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 9, 2021
Property Address5514 HIGHLAND ST, DULUTH, MN 55807-1348
Document Number0001043442
Instrument DateJun 23, 2021
Instrument1043442
Transaction TypeTransfer
Record UpdatedAug 6, 2021
Title CompanyMG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$692.67
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address5514 HIGHLAND ST, DULUTH, MN 55807-1348

Mortgage

Document Number0001043443
DateJul 9, 2021
Instrument1043443
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 8, 2017
Property Address5514 HIGHLAND ST, DULUTH, MN 55807-1348
Document Number000T984678
Instrument DateMay 8, 2017
InstrumentT984678
Transaction TypeTransfer
Record UpdatedJun 21, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$508.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5514 HIGHLAND ST DULUTH MN 558071348, DULUTH, MN 55807-1348

Mortgage

Document NumberT984679
DateMay 8, 2017
InstrumentT984679
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 7, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5514 Highland St was $3,410 with a homeowner's exemption, up 11.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,410.00 (+11.15%) Homeowner's exemption
2025$3,068.00 (+1.19%) Homeowner's exemption$266,500 (+13.84%) Land $16,800 Building $249,700$266,500 (+13.84%) Land $16,800 Building $249,700
2024$3,032.00 (+9.7%)$234,100 Land $17,900 Building $216,200$234,100 Land $17,900 Building $216,200
2023$2,764.00 Homeowner's exemption
2022$200,600 (+24.06%) Land $16,500 Building $184,100$200,600 (+24.06%) Land $16,500 Building $184,100
2021$161,700 Land $13,400 Building $148,300$161,700 Land $13,400 Building $148,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5514 Highland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5514 Highland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
Airfiber
Fixed Wireless
100 / 20

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