5514 Delrose Ct, Carmichael, CA 95608 Property Records

Sacramento County property record for 5514 Delrose Ct, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,609 sqft · built 2000
Lot Size	0.171 acres (7,438 sqft)
Owner	Individual Name on Record
Last Sale	$743,500 (Jun 2026)
Tax Bill	$7,448 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`272-0230-068-0000`

Property Details

APN / Parcel Number

Primary APN	`272-0230-068-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,609 sqft Living Area
1st Floor Area	2,609 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,438 sqft (0.171 acres)
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces
Pool Area	22,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5514 DELROSE CT
City	CARMICHAEL
State	CA
Zip	95608-4799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	DELROSE RANCH, LOT 2
Legal Subdivision	DELROSE RANCH
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5000
Census Tract	7701

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5514 DELROSE CT, CARMICHAEL, CA 95608-4799
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 18, 2026	Grant Deed, Transfer · Conventional Mortgage FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATELCO FCU
May 4, 2018	Grant Deed, Transfer · Conventional Mortgage GUILD MTG
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLS FIN'L CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Book / Page	20260618 / 763
Prior Transfer Date	Dec 4, 2001
Prior Transfer Doc	2002001348
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5514 DELROSE CT, CARMICHAEL, CA 95608-4799
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5514 DELROSE CT, CARMICHAEL, CA 95608-4799

Mortgage

Document Number	0000000197
Date	Nov 19, 2025
Instrument	202511190197

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 18, 2026
Property Address	5514 DELROSE CT, CARMICHAEL, CA 95608-4799
Document Number	2026000763
Book / Page	20260618 / 763
Instrument Date	Jun 15, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,602.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5514 DELROSE CT, CARMICHAEL, CA 95608-4799

Mortgage

Document Number	2026000764,
Date	Jun 18, 2026
Book Page	20260618/764

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5514 DELROSE CT, CARMICHAEL, CA 95608-4799
Document Number	2006111356
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5514 DELROSE CT CARMICHAEL CA 956084799, CARMICHAEL, CA 95608-4799

Mortgage

Document Number	2006111356
Date	Jun 11, 2020
Instrument	2006111356

Lender

Name	PATELCO FCU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 4, 2018
Property Address	5514 DELROSE CT, CARMICHAEL, CA 95608-4799
Document Number	1805041082
Instrument Date	Apr 27, 2018
Instrument	1805041082
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5514 DELROSE CT CARMICHAEL CA 956084799, CARMICHAEL, CA 95608-4799

Mortgage

Document Number	1805041083
Date	May 4, 2018
Instrument	1805041083

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5514 DELROSE CT, CARMICHAEL, CA 95608-4799
Document Number	1801120828
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5514 DELROSE CT CARMICHAEL CA 956084799, CARMICHAEL, CA 95608-4799

Mortgage

Document Number	1801120828
Date	Jan 12, 2018
Instrument	1801120828

Lender

Name	SCHOOLS FIN'L CU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$626,708 (+2%) Land $188,011 Building $438,697
2025	$7,448.00 (+2.15%)	$614,421 (+4.04%) Land $184,325 Building $430,096
2024	$7,291.00 (+1.6%)
2023	$7,176.00 (+2.03%)	$590,564 Land $177,168 Building $413,396
2022	$7,033.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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