5530 Delrose Ct, Carmichael, CA 95608 Property Records

Sacramento County property record for 5530 Delrose Ct, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,273 sqft · built 1999
Lot Size	0.171 acres (7,428 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,531 (2025)
Deeds & Mortgages	Nov 2024 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`272-0230-072-0000`

Property Details

APN / Parcel Number

Primary APN	`272-0230-072-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,273 sqft Living Area
1st Floor Area	2,273 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,428 sqft (0.171 acres)
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5530 DELROSE CT
City	CARMICHAEL
State	CA
Zip	95608-4799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	DELROSE RANCH, LOT 6
Legal Subdivision	DELROSE RANCH
Legal Lot Number	6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5000
Census Tract	7701

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5530 DELROSE CT, CARMICHAEL, CA 95608-4799
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 18, 2020	Quit Claim Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG
Apr 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020
Deed Sale	Aug 18, 2020
Prior Sale	Oct 30, 2012 · Amount on Record
Deed Book / Page	20200818 / 909
Prior Transfer Date	Aug 7, 2020
Prior Transfer Doc	8180000000909
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5530 DELROSE CT, CARMICHAEL, CA 95608-4799
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5530 DELROSE CT, CARMICHAEL, CA 95608-4799

Mortgage

Document Number	0000000342
Date	Nov 26, 2024
Instrument	202411260342

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 18, 2020
Property Address	5530 DELROSE CT, CARMICHAEL, CA 95608-4799
Document Number	2008180909
Instrument Date	Aug 7, 2020
Instrument	2008180909
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5530 DELROSE CT CARMICHAEL CA 956084799, CARMICHAEL, CA 95608-4799

Mortgage

Document Number	2008180910
Date	Aug 18, 2020
Instrument	2008180910

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 16, 2019
Property Address	5530 DELROSE CT, CARMICHAEL, CA 95608-4799
Document Number	1904161367
Instrument Date	Apr 15, 2019
Instrument	1904161367
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5530 DELROSE CT CARMICHAEL CA 956084799, CARMICHAEL, CA 95608-4799

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$531,026 (+16.55%) Land $145,696 Building $385,330
2025	$5,531.00 (+2.16%)	$455,615 (+4.04%) Land $142,840 Building $312,775
2024	$5,414.00 (+1.6%)
2023	$5,329.00 (+2.03%)	$437,926 Land $137,295 Building $300,631
2022	$5,223.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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