5514 20th St, Lubbock, TX 79407 Property Records

Lubbock County property record for 5514 20th St, Lubbock, TX 79407

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,927 sqft · built 2010
Lot Size0.355 acres (15,450 sqft)
OwnerIndividual Name on Record
Tax Bill$2,166 (2025)
Deeds & MortgagesJan 2020 Second Mortgage
Mar 2017 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APNR33775

Property Details

APN / Parcel Number

Primary APNR33775
Alternative APN
  • R3275000000000405000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,927 sqft Living Area
1st Floor Area2,967 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area15,450 sqft (0.355 acres)
Lot Dimensions154 ft deep x 100 ft wide
Garage TypeAttached
Garage Area552 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5514 20TH ST
CityLUBBOCK
StateTX
Zip79407-2006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENLAWN L 81
Legal SubdivisionGREENLAWN
Legal Lot Number405
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1004
Census Tract1711

Owner

Source: Lubbock County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5514 20TH ST, LUBBOCK, TX 79407-2006
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
LUBBOCK NATIONAL BANK
Mar 24, 2017Grant Deed, Construction Loan · Construction Mortgage
CITY BK
Jan 5, 2017Grant Deed, Construction Loan · Construction Mortgage
FIRST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2021
Deed SaleOct 6, 2021
Prior SaleFeb 6, 2020
Deed Document Number202151562
Prior Transfer DateJul 15, 2015
Prior Transfer Doc0000026721
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address5514 20TH ST, LUBBOCK, TX 79407-2006
Transaction TypeMortgage
Record UpdatedOct 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003257
DateJan 27, 2020
Instrument2020003257
Lender
NameLUBBOCK NATIONAL BANK
TypeBank
AddressLUBBOCK, TX 79407
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueDec 16, 2034
Interest
Rate TypeAdjustable Rate
Rate5.25%
AdjustableAdjustable Rate Rider
Type Change DateDec 16, 2020
Min Rate At Change5.25%
Max Rate At Change7.25%
IndexOther
Max Rate11.2%

March 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionLUBBOCK TX
Recording DateMar 24, 2017
Property Address5514 20TH ST, LUBBOCK, TX 79407-2006
Document Number0000010443
Instrument DateMar 20, 2017
Instrument10443
Transaction TypeConstruction Loan
Record UpdatedNov 2, 2018
Title CompanyTITLE ONE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2321 18TH ST LUBBOCK TX 794014409, LUBBOCK, TX 79401-4409

Mortgage

Document Number10444
DateMar 24, 2017
Instrument10444
Lender
NameCITY BK
TypeBank
AddressLUBBOCK, TX 79408-5060
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 23, 2018

January 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionLUBBOCK TX
Recording DateJan 5, 2017
Property Address5514 20TH ST, LUBBOCK, TX 79407-2006
Document Number0000000708
Instrument DateJan 3, 2017
Instrument708
Transaction TypeConstruction Loan
Record UpdatedNov 2, 2018
Title CompanySTEWART TITLE, STEWART TITLE/LUBBOCK INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6422 JOLIET AVE LUBBOCK TX 794135427, LUBBOCK, TX 79413-5427
InvestorPossibly a Property Investor

Mortgage

Document Number709
DateJan 5, 2017
Instrument709
Lender
NameFIRST BK
TypeBank
AddressLUBBOCK, TX 79424
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 4, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,166.00 (-27.1%) Homeowner's exemption Senior Citizen's exemption$351,766 (+3.98%) Land $50,000 Building $301,766$351,766 (+0.67%) Land $50,000 Building $301,766
2024$2,971.00 (-0.64%)
2023$2,990.00 (-29.61%) Homeowner's exemption$338,300 Land $27,000 Building $322,417$349,417 Land $27,000 Building $322,417
2022$4,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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