5509 20th St, Lubbock, TX 79407 Property Records

Lubbock County property record for 5509 20th St, Lubbock, TX 79407

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,991 sqft · built 1972
Lot Size0.355 acres (15,450 sqft)
Owner2 Individual Names on Record
Last Sale$314,700 (Sep 2017)
Tax Bill$6,067 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR34070

Property Details

APN / Parcel Number

Primary APNR34070
Alternative APN
  • R3275000000000465000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,991 sqft Living Area
Gross Area3,543 sqft
1st Floor Area2,991 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,450 sqft (0.355 acres)
Lot Dimensions154 ft deep x 100 ft wide
Garage TypeAttached
Garage Area552 sqft
Storage Building196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5509 20TH ST
CityLUBBOCK
StateTX
Zip79407-2005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENLAWN L 93
Legal SubdivisionGREENLAWN
Legal Lot Number465
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1008
Census Tract1711

Owner

Source: Lubbock County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5509 20TH ST, LUBBOCK, TX 79407-2005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2026Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Oct 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
TEXAS TECH FCU
Sep 29, 2017Vendor's Lien, Transfer · Conventional Mortgage
TEXAS TECH FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2017 · Amount on Record
Deed SaleSep 29, 2017 · Amount on Record
Prior SaleAug 15, 2011
Deed Document Number201735396
Prior Transfer DateSep 28, 2017
Prior Transfer Doc0000035396
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Recording DateOct 8, 2026
Property Address5509 20TH ST, LUBBOCK, TX 79407-2005
Document Number0000041220
Instrument DateOct 2, 2026
Instrument202641220
Transaction TypeMortgage
Record UpdatedOct 16, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address5509 20TH ST, LUBBOCK, TX 79407-2005

Mortgage

Document Number0000041220,
DateOct 8, 2026
Instrument202641220
Lender
NameSPRING EQ LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 1, 2046
Interest
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address5509 20TH ST, LUBBOCK, TX 79407-2005
Transaction TypeMortgage
Record UpdatedOct 15, 2021
Title CompanySERVICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052010
DateOct 8, 2021
Instrument2021052010
Lender
NameTEXAS TECH FCU
TypeCredit Union
AddressLUBBOCK, TX 79424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

September 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateSep 29, 2017
Property Address5509 20TH ST, LUBBOCK, TX 79407-2005
Document Number0000035396
Map ReferenceVOL765 PG618
Instrument DateSep 28, 2017
Instrument2017035396
Transaction TypeTransfer
Record UpdatedDec 23, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7702 LONG SHADOWS DR, 7702, SUGAR LAND, TX 77479-6483

Transferred To (Grantee/Buyer)

NameVerified Name
Address5509 20TH ST, LUBBOCK, TX 79407-2005

Mortgage

Document Number0000035397
DateSep 29, 2017
Instrument2017035397
Lender
NameTEXAS TECH FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,067.00 (-5.88%)$342,885 (+1.43%) Land $50,000 Building $292,885$342,885 (+1.43%) Land $50,000 Building $292,885
2024$6,446.00 (+2.58%)
2023$6,284.00 (+4.3%)$338,064 Land $27,000 Building $311,064$338,064 Land $27,000 Building $311,064
2022$6,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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