5513 Three Locks Rd, Chillicothe, OH 45601 Property Records

Ross County property record for 5513 Three Locks Rd, Chillicothe, OH 45601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,712 sqft · built 1980
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$132,500 (Feb 2020)
Tax Bill	$1,507 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12-15-12-003.000`

Property Details

APN / Parcel Number

Primary APN	`12-15-12-003.000`
Alternative APN	`151200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
Gross Area	2,488 sqft
1st Floor Area	1,244 sqft
Basement Area	1,244 sqft
Finished Basement	468 sqft
Unfinished Basement	776 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	40,075 sqft (0.92 acres)
Terrain	Rolling

Exterior Amenities

Deck Area	86 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	151200
Street Address	5513 THREE LOCKS RD
City	CHILLICOTHE
State	OH
Zip	45601-8976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5513 THREE LOCKS RD RES .92 15-12-3 0269/0799
Legal Subdivision	VMS 3565
Jurisdiction	ROSS OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1009
Census Tract	956700

Owner

Source: Ross County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5513 THREE LOCKS RD, CHILLICOTHE, OH 45601-8976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Feb 3, 2020	Quit Claim Deed, Transfer NORTHWEST TITLE FAM/COMPANIES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2020 · Amount on Record
Deed Sale	Feb 3, 2020 · Amount on Record
Deed Document Number	2020882
Deed Book / Page	538 / 3528
Prior Transfer Date	Dec 31, 2019
Prior Transfer Doc	0005383525
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	Feb 3, 2020
Property Address	5513 THREE LOCKS RD, CHILLICOTHE, OH 45601-8976
Document Number	0005383528
Book / Page	0538 / 3528
Instrument Date	Jan 29, 2020
Instrument	202000000882
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5513 THREE LOCKS RD, CHILLICOTHE, OH 45601-8976

Mortgage

Document Number	202000000883
Date	Feb 3, 2020
Instrument	202000000883

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSS OH
Recording Date	Feb 3, 2020
Property Address	5513 THREE LOCKS RD, CHILLICOTHE, OH 45601-8976
Document Number	0005383525
Book / Page	000538 / 003525
Instrument Date	Dec 31, 2019
Instrument	881
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5513 THREE LOCKS RD CHILLICOTHE OH 456018976, CHILLICOTHE, OH 45601-8976

Tax Assessment & Valuation

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Franklin Township
Unified School District	Southeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,507.00 (+4.65%)	$47,100 (+16.64%) Land $3,190 Building $43,910	$134,580 (+16.63%) Land $9,120 Building $125,460
2024	$1,440.00 (-1.77%) Homeowner's exemption	$40,380 (-) Land $3,190 Building $37,190	$115,390 (-) Land $9,120 Building $106,270
2023	$1,466.00 (-0.27%) Homeowner's exemption	$40,380 (-) Land $3,190 Building $37,190
2022	$1,470.00 Homeowner's exemption	$40,380 Land $3,190 Building $37,190	$115,390 Land $9,120 Building $106,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	26 (1990–2008)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Apr 2008 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims Severe Storms And Flooding, Mar 1997 · 3 claims Severe Storms, Tornadoes & Flooding, Jul 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

5513 Three Locks Rd, Chillicothe, OH 45601 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Three Locks Rd

Nearby Streets

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