Ross County property record for 5200 Three Locks Rd, Chillicothe, OH 45601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,350 sqft · built 1991 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Mar 2024) |
| Tax Bill | $2,578 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Sale + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 12-15-12-045.000 |
| Primary APN | 12-15-12-045.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Attic | Attic |
| Attic Area | 600 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 49,223 sqft (1.13 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 151204 |
|---|---|
| Street Address | 5200 THREE LOCKS RD |
| City | CHILLICOTHE |
| State | OH |
| Zip | 45601-8976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5200 THREE LOCKS RD RES 1.127 AC 15-12-45 NS PRITCHARD #6837 PT 15-12-1 BEAVER |
| Jurisdiction | ROSS OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 956700 |
Source: Ross County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5200 THREE LOCKS RD, CHILLICOTHE, OH 45601-8976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 22, 2024 | Warranty Deed, Transfer NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Apr 5, 2022 | Warranty Deed, Transfer NOT AVAILABLE, NORTHWEST TTL FAM OF CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2024 · Amount on Record |
| Deed Sale | Mar 22, 2024 · Amount on Record |
| Prior Sale | Apr 5, 2022 · Amount on Record |
| Deed Document Number | 20241809 |
| Deed Book / Page | 574 / 1722 |
| Prior Transfer Date | Mar 30, 2007 |
| Prior Transfer Doc | 0003422361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 5200 THREE LOCKS RD, CHILLICOTHE, OH 45601-8976 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5200 THREE LOCKS RD, CHILLICOTHE, OH 45601-8976 |
| Document Number | 0005863730 |
|---|---|
| Date | Oct 9, 2025 |
| Book Page | 586/3730 |
| Instrument | 202500006775 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Mar 22, 2024 |
| Property Address | 5200 THREE LOCKS RD, CHILLICOTHE, OH 45601-8976 |
| Document Number | 0005741722 |
| Book / Page | 574 / 1722 |
| Map Reference | 409 575 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 202400001809 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5200 THREE LOCKS RD, CHILLICOTHE, OH 45601-8976 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Apr 5, 2022 |
| Property Address | 5200 THREE LOCKS RD, CHILLICOTHE, OH 45601-8976 |
| Document Number | 0005593953 |
| Book / Page | 559 / 3953 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 202200002628 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | NOT AVAILABLE, NORTHWEST TTL FAM OF CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 611 SEMINOLE RD, CHILLICOTHE, OH 45601-1547 |
Source: Ross County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ross County |
| County Subdivision | Franklin Township |
| Unified School District | Southeastern Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,578.00 (+175.43%) | $78,750 (+206.42%) Land $3,260 Building $75,490 | $225,000 (+206.5%) Land $9,310 Building $215,690 |
| 2024 | $936.00 (-1.78%) | $25,700 (-) Land $3,260 Building $22,440 | $73,410 (-) Land $9,310 Building $64,100 |
| 2023 | $953.00 (+1.93%) | $25,700 (-) Land $3,260 Building $22,440 | |
| 2022 | $935.00 Homeowner's exemption | $25,700 Land $3,260 Building $22,440 | $73,410 Land $9,310 Building $64,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 26 (1990–2008) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Apr 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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