5512 Downing Ct, Roscoe, IL 61073 Property Records

Winnebago County property record for 5512 Downing Ct, Roscoe, IL 61073 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 705 sqft · built 2003
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$261,500 (Jan 2024)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-33-201-027`

Property Details

APN / Parcel Number

Primary APN	`04-33-201-027`
Alternative APN	`033A403`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	705 sqft Living Area

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Old Parcel Number	033A403
Street Address	5512 DOWNING CT
City	ROSCOE
State	IL
Zip	61073-7319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOWNING PLACE NO 1 PT N 1/2 SEC 33-46-2 LOT 3
Legal Range	02
Legal Township	46
Legal Section	33
Legal Subdivision	DOWNING PLACE 01
Legal Lot Number	3
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3002
Census Tract	3904

Owner

Source: Winnebago County records · APN 04-33-201-027

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5512 DOWNING CT, ROSCOE, IL 61073-7319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 30, 2024	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 2024 · Amount on Record
Deed Sale	Jan 30, 2024 · Amount on Record
Prior Sale	Jul 27, 2015 · Amount on Record
Deed Document Number	2402139
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 21, 2026
Property Address	5512 DOWNING CT, ROSCOE, IL 61073-7319
Document Number	0000018528
Instrument Date	Jul 15, 2026
Instrument	202618528
Transaction Type	Mortgage
Record Updated	Aug 04, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	5512 DOWNING CT, ROSCOE, IL 61073-7319

Mortgage

Document Number	0000018528,
Date	Jul 21, 2026
Instrument	202618528

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.38%
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 30, 2024
Property Address	5512 DOWNING CT, ROSCOE, IL 61073-7319
Document Number	0000002139
Map Reference	BK44 PG29B
Instrument Date	Jan 26, 2024
Instrument	2402139
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$392.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5512 DOWNING CT, ROSCOE, IL 61073-7319

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5512 DOWNING CT, ROSCOE, IL 61073-7319

Mortgage

Document Number	0000002140
Date	Jan 30, 2024
Instrument	2402140

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Interest

Rate Type	Fixed Rate
Rate	7.63%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5512 DOWNING CT, ROSCOE, IL 61073-7319
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030408
Date	Aug 27, 2021
Instrument	2130408

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 25, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$65,465 Land $10,378 Building $55,087	$196,395 Land $31,134 Building $165,261

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010039043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Apr 1979, rainfall accumulation

Wildfire

Wildfire Risk	Not exposed less than 1% of the US · less than 1% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: WH i3B Bidco LLC/WH i3B Topco, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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