5494 Downing Ct, Roscoe, IL 61073 Property Records

Winnebago County property record for 5494 Downing Ct, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 676 sqft · built 2003
Lot Size	0.39 acres (16,988 sqft)
Owner	Company Name on File
Tax Bill	$5,840 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-33-201-028`

Property Details

APN / Parcel Number

Primary APN	`04-33-201-028`
Alternative APNs	`433201028` `033A404`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	676 sqft Living Area
Basement Area	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	16,988 sqft (0.39 acres)
Garage Area	700 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	033A404
Street Address	5494 DOWNING CT
City	ROSCOE
State	IL
Zip	61073-7319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	DOWNING PLACE NO 1 PT N 1/2 SEC 33-46-2 LOT 4
Legal Range	2
Legal Township	46
Legal Section	33
Legal Subdivision	DOWNING PLACE 01
Legal Lot Number	4
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3002
Census Tract	3904

Owner

Source: Winnebago County records · APN 04-33-201-028

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5494 DOWNING CT, ROSCOE, IL 61073-7319
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5494 DOWNING CT, ROSCOE, IL 61073-7319
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	LAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022909
Date	Jul 01, 2021
Instrument	2122909

Lender

Name	ROCK VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,840.00	$75,517 (+33.46%) Land $13,850 Building $61,667	$226,551 (+33.46%) Land $41,550 Building $185,001
2022	Homeowner's exemption	$56,584 Land $10,378 Building $46,206	$169,752 Land $31,134 Building $138,618

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, WH i3B Bidco LLC/WH i3B Topco.

Based on FCC filings for 149 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTH PARK PWD serves 35,580 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.