5510 Walnut St, Richmond, IL 60071 Property Records

McHenry County property record for 5510 Walnut St, Richmond, IL 60071

Property Summary

Property TypeSingle Family Home
Details953 sqft · built 1900
Lot Size0.45 acres (19,602 sqft)
OwnerCompany Name on File
Last Sale$86,000 (Oct 1994)
Tax Bill$3,319 (2024)
Deeds & MortgagesOct 2025 Line of Credit
Aug 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-09-251-010

Property Details

APN / Parcel Number

Primary APN04-09-251-010

Interior

Total Rooms6 Rooms
Stories1 Story
Building Area953 sqft Living Area
Gross Area1,653 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleMulti-Level
Construction TypeFrame
Lot Area19,602 sqft (0.45 acres)
Garage TypeAttached
Garage Area700 sqft

Location & Zoning

Street Address5510 WALNUT ST
CityRICHMOND
StateIL
Zip60071-9405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0009860 LT 24 ARKILLS ADDN VILL OF RICHMOND
Legal SubdivisionARKILLS ADDN VILL OF RICHMOND
Legal Block251
Legal Lot Number24
JurisdictionMCHENRY IL
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1011
Census Tract870104

Owner

5510 Walnut St is owned by a company that acquired it in March 2022.

Source: McHenry County records, as of March 27, 2026

Owner of RecordCompany Name on File
Mailing Address5510 WALNUT ST, RICHMOND, IL 60071-9405
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage · Line of Credit
CROSSCOUNTRY MORTGAGE LLC
Aug 1, 2023Deed of Trust, Mortgage · Conventional Mortgage
A & N MORTGAGE SERVICES INC
Mar 16, 2022Intrafamily Transfer, Transfer
ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 1994 · Amount on File
Deed SaleOct 4, 1994 · Amount on File
Deed Document Number199494R-057352
Last Transfer DateMar 8, 2022
Transfer Doc0000009860
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address5510 WALNUT ST, RICHMOND, IL 60071-9405
Transaction TypeMortgage
Record UpdatedOct 29, 2025
Title CompanyACQUEST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5510 WALNUT ST, RICHMOND, IL 60071-9405

Mortgage

Document Number0000028345
DateOct 14, 2025
Instrument2025R0028345
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 2, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address5510 WALNUT ST, RICHMOND, IL 60071-9405
Transaction TypeMortgage
Record UpdatedAug 15, 2023
Title CompanyLAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5510 WALNUT ST, RICHMOND, IL 60071-9405

Mortgage

Document Number0000018696
DateAug 1, 2023
Instrument2023R0018696
Lender
NameA & N MORTGAGE SERVICES INC
TypeMortgage Company
AddressCHICAGO, IL 60642
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053
Interest
Rate TypeFixed Rate
Rate6.75%

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateMar 16, 2022
Property Address5510 WALNUT ST, RICHMOND, IL 60071-9405
Document Number0000009860
Map ReferencePG 288
Instrument DateMar 8, 2022
Instrument2022R0009860
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5510 WALNUT ST, RICHMOND, IL 60071-9405

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionRichmond Township
MunicipalityRichmond Village
Elementary School DistrictNippersink School District 2 (KG - 08)
Secondary School DistrictRichmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,319.00$48,905 Land $15,874 Building $33,031$146,715 Land $47,622 Building $99,093
2022Homeowner's exemption$40,255 Land $13,066 Building $27,189$120,765 Land $39,198 Building $81,567

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5510 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5510 Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND
serves 2,089 people · EPA ID IL1110750
Water SourceGroundwater
Last State InspectionDec 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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