McHenry County property record for 5501 Walnut St, Richmond, IL 60071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,098 sqft · built 2006 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $241,000 (Jun 2020) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jan 2022 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-09-252-009 |
| Primary APN | 04-09-252-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,098 sqft Living Area |
| Gross Area | 3,326 sqft |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Ribbed Aluminum |
| Lot Area | 19,166 sqft (0.439 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 5501 WALNUT ST |
|---|---|
| City | RICHMOND |
| State | IL |
| Zip | 60071-9404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0021929 LT 15 ARKILLS ADDN VILL OF RICHMOND |
| Legal Range | 08E |
| Legal Township | 46N |
| Legal Section | 09 |
| Legal Subdivision | ARKILLS ADD |
| Legal Block | 7 |
| Legal Lot Number | 15 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 870104 |
5501 Walnut St is owned and occupied by an individual who bought it in June 2020.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5501 WALNUT ST, RICHMOND, IL 60071-9404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2023 | Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA |
| Jan 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Jan 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 15, 2021 | Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA |
| Jun 17, 2020 | Special Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Mar 5, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Mar 6, 2019 | Quit Claim Deed, Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2020 · Amount on File |
| Deed Sale | Jun 17, 2020 · Amount on File |
| Prior Sale | Mar 6, 2019 |
| Deed Document Number | 2020R0021929 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5501 WALNUT ST, RICHMOND, IL 60071-9404 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000030287 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 2023R0030287 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5501 WALNUT ST, RICHMOND, IL 60071-9404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002565 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022R0002565 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5501 WALNUT ST, RICHMOND, IL 60071-9404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000002564 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022R0002564 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5501 WALNUT ST, RICHMOND, IL 60071-9404 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032337 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2021R0032337 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 17, 2020 |
| Property Address | 5501 WALNUT ST, RICHMOND, IL 60071-9404 |
| Document Number | 0000021929 |
| Map Reference | MB 15 PG 288 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 2020R0021929 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $241.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 5501 WALNUT ST, RICHMOND, IL 60071-9404 |
| Document Number | 0000021930 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 2020R0021930 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 5, 2019 |
| Property Address | 5501 WALNUT ST, RICHMOND, IL 60071-9404 |
| Document Number | 0000005768 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 5768 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4425 PONCE DE LEON BLVD CORAL GABLES FL 331461837, CORAL GABLES, FL 33146-1837 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 6, 2019 |
| Property Address | 5501 WALNUT ST, RICHMOND, IL 60071-9404 |
| Document Number | 0000005874 |
| Instrument Date | Feb 21, 2019 |
| Instrument | 5874 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 5, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Richmond Township |
| Municipality | Richmond Village |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $73,036 Land $9,378 Building $63,658 | $219,108 Land $28,134 Building $190,974 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5501 Walnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5501 Walnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND serves 2,089 people · EPA ID IL1110750 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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