Lapeer County property record for 5510 Thomas Rd, Oxford, MI 48371
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,132 sqft · built 1930 |
| Lot Size | 8.22 acres (358,063 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Nov 2017) |
| Tax Bill | $3,139 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jan 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-032-001-00 |
| Primary APN | 015-032-001-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,132 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Basement Area | 1,452 sqft |
| Unfinished Basement | 1,308 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood Siding |
| Lot Area | 358,063 sqft (8.22 acres) |
| Garage Area | 1,200 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5510 THOMAS RD |
|---|---|
| City | OXFORD |
| State | MI |
| Zip | 48371-1147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | SECS 32 & 33, T6N R10E. BEG NE COR SEC 32; TH S89-40-00E 195.9 FT TO CL THOMAS RD; TH S00-13-04W 413.6 FT; TH N89-40-00W |
| Legal Range | 10E |
| Legal Township | 06N |
| Legal Section | 32 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | METAMORA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 341500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5510 THOMAS RD, OXFORD, MI 48371-1147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 26, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP |
| Sep 26, 2022 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| May 3, 2022 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| Nov 2, 2017 | Warranty Deed, Transfer · Conventional with PMI CASON HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2017 · Amount on Record |
| Deed Sale | Nov 2, 2017 · Amount on Record |
| Prior Sale | Oct 4, 2011 · Amount on Record |
| Deed Book / Page | 2927 / 846 |
| Prior Transfer Date | Mar 17, 2010 |
| Prior Transfer Doc | 0024380799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 5510 THOMAS RD, OXFORD, MI 48371-1147 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5510 THOMAS RD, OXFORD, MI 48371-1147 |
| Document Number | 0033670103 |
|---|---|
| Date | Sep 8, 2023 |
| Book Page | 3367/103 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 5510 THOMAS RD, OXFORD, MI 48371-1147 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5510 THOMAS RD, OXFORD, MI 48371-1147 |
| Document Number | 0033350125 |
|---|---|
| Date | Jan 26, 2023 |
| Book Page | 3335/125 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 5510 THOMAS RD, OXFORD, MI 48371-1147 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5510 THOMPS RD, OXFORD, MI 48371-1147 |
| Document Number | 0033180179 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 3318/179 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 5510 THOMAS RD, OXFORD, MI 48371-1147 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5510 THOMAS RD, OXFORD, MI 48371-1147 |
| Document Number | 0032910487 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 3291/487 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Mar 24, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Nov 2, 2017 |
| Property Address | 5510 THOMAS RD, OXFORD, MI 48371-1147 |
| Document Number | 0029270846 |
| Book / Page | 002927 / 000846 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | CISLO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,537.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1105 NE 4TH ST MOORE OK 731606907, MOORE, OK 73160-6907 |
| Document Number | 29270849 |
|---|---|
| Date | Nov 2, 2017 |
| Book Page | 002927/000849 |
| Name | CASON HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | PALM BEACH GARDENS, FL 33418 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Metamora Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,000 (+5.43%) | $330,000 (+5.43%) | |
| 2025 | $3,139.00 (+18.14%) Homeowner's exemption | $156,500 (+17.23%) | $313,000 (+17.23%) |
| 2023 | $133,500 | $267,000 | |
| 2022 | $2,657.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless | 75 / 20 |
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