3887 Thomas Rd, Oxford, MI 48371 Property Records

Oakland County property record for 3887 Thomas Rd, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,482 sqft · built 1978
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jun 2023)
Tax Bill	$3,600 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P-04-05-226-004`

Property Details

APN / Parcel Number

Primary APN	`P-04-05-226-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	1,481 sqft
Basement Area	1,481 sqft
Unfinished Basement	1,481 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	235 ft deep x 100 ft wide
Garage Area	1,436 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	308 sqft
Deck Area	185 sqft
Patio Area	233 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3887 THOMAS RD
City	OXFORD
State	MI
Zip	48371-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T5N, R10E, SEC 5 PART OF NE 1/4 BEG AT PT DIST S 01-23-10 E 525.00 FT FROM NE SEC COR, TH S 01-23-10 E 100.00 FT, TH S 88-36-50 W 268.00 FT, TH N 01-23-10 W 100.00 FT, TH N 88-36-50 E 268.00 FT TO BEG 0.62 A
Legal Range	10E
Legal Township	05N
Legal Section	05
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2010
Census Tract	121000

Owner

3887 Thomas Rd is owned and occupied by an individual who bought it in June 2023.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3887 THOMAS RD, OXFORD, MI 48371-1556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 6, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 20, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 9, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on File
Deed Sale	Jun 1, 2023 · Amount on File
Prior Sale	Jun 4, 1999 · Amount on File
Deed Document Number	202359687
Deed Book / Page	58640 / 411
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 1, 2023
Property Address	3887 THOMAS RD, OXFORD, MI 48371-1556
Document Number	0000059687
Book / Page	58640 / 411
Instrument Date	May 22, 2023
Instrument	59687
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	BANKERS TITLE STLMT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3887 THOMAS RD, OXFORD, MI 48371-1556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3887 THOMAS RD, OXFORD, MI 48371-1556

Mortgage

Document Number	0000057567
Date	May 25, 2023
Book Page	58628/638
Instrument	57567

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3887 THOMAS RD, OXFORD, MI 48371-1556
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3887 THOMAS RD, OXFORD, MI 48371-1556

Mortgage

Document Number	0000012157
Date	Feb 6, 2023
Book Page	58407/389
Instrument	12157

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3887 THOMAS RD, OXFORD, MI 48371-1556
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077148
Date	May 20, 2019
Book Page	52839/00564
Instrument	77148

Lender

Name	PNC BANK NA
Type	Bank
Address	LAKE ORION, MI 48359

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3887 THOMAS RD, OXFORD, MI 48371-1556
Document Number	0000192807
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3887 THOMAS RD OXFORD MI 483711556, OXFORD, MI 48371-1556

Mortgage

Document Number	0000192807
Date	Nov 16, 2020
Book Page	055184/000694
Instrument	192807

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3887 Thomas Rd was $3,600 with a homeowner's exemption, down 38.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,600.00 (-38.1%) Homeowner's exemption	$160,450	$320,900
2024	$5,816.00
2023		$137,120 (+16.91%)	$274,240 (+16.91%)
2022	$3,023.00 (+4.6%) Homeowner's exemption	$117,290	$234,580
2021	$2,890.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3887 Thomas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3887 Thomas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

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