Highlands County property record for 5510 Riverway Dr, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,467 sqft · built 1978 |
| Lot Size | 0.238 acres (10,403 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,500 (Mar 2023) |
| Tax Bill | $1,877 (2024) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-03-36-29-021-0040-0140 |
| Primary APN | C-03-36-29-021-0040-0140 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,467 sqft Living Area |
| 1st Floor Area | 1,246 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,403 sqft (0.238 acres) |
| Lot Dimensions | 105 ft deep x 96 ft wide |
| Garage Type | Finished |
| Garage Area | 350 sqft |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 384 sqft |
| Porch | Open Porch |
| Porch Area | 204 sqft |
| Patio Area | 464 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 5510 RIVERWAY DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-9670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING LAKES REPLAT PB 8-PG 45 LOTS 14 + 15 BLK 4 |
| Legal Range | 29E |
| Legal Township | 36S |
| Legal Section | 03 |
| Legal Subdivision | SEBRING LAKES UNIT 1A-1B RPLT |
| Legal Block | 4 |
| Legal Lot Number | 14-15 15 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 961304 |
5510 Riverway Dr is owned and occupied by an individual who bought it in March 2023.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5510 RIVERWAY DR, SEBRING, FL 33875-9670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage REACH HOME LOANS LLC |
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Sep 20, 2021 | Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2023 · Amount on File |
| Deed Sale | Mar 10, 2023 · Amount on File |
| Prior Sale | Sep 20, 2021 · Amount on File |
| Deed Document Number | 0002962436 |
| Deed Book / Page | 2962 / 436 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 10, 2023 |
| Property Address | 5510 RIVERWAY DR, SEBRING, FL 33875-9670 |
| Document Number | 0002140842 |
| Book / Page | 2962 / 436 |
| Map Reference | MB 8 PG 5 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 2140842 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | HEARTLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,886.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5510 RIVERWAY DR, SEBRING, FL 33875-9670 |
| Name | Verified Name |
|---|---|
| Address | 1721 NW 179TH TER, MIAMI GARDENS, FL 33056-3832 |
| Document Number | 0002140843 |
|---|---|
| Date | Mar 10, 2023 |
| Book Page | 2962/438 |
| Instrument | 2140843 |
| Name | REACH HOME LOANS LLC |
|---|---|
| Address | BOCA RATON, FL 33432 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5510 RIVERWAY DR, SEBRING, FL 33875-9670 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002102058 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 2914/1985 |
| Instrument | 2102058 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 15, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 20, 2021 |
| Property Address | 5510 RIVERWAY DR, SEBRING, FL 33875-9670 |
| Document Number | 0002054397 |
| Book / Page | 2852 / 110 |
| Map Reference | MB 8 PG 45 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 2054397 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,260.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 52, LORIDA, FL 33857-0052 |
| Name | Verified Name |
|---|---|
| Address | 5510 RIVERWAY DR, SEBRING, FL 33875-9670 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $155,664 Land $10,800 Building $144,864 | $155,664 Land $10,800 Building $144,864 | |
| 2024 | $1,877.00 (+23.41%) | ||
| 2023 | $1,521.00 (+2.15%) Homeowner's exemption | $129,370 (+3%) | $169,474 (+34.93%) Land $7,200 Building $162,274 |
| 2022 | $1,489.00 Homeowner's exemption | $125,602 Land $6,000 Building $119,602 | $125,602 Land $6,000 Building $119,602 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5510 Riverway Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5510 Riverway Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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