5509 Riverway Dr, Sebring, FL 33875 Property Records

Highlands County property record for 5509 Riverway Dr, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,145 sqft · built 1978
Lot Size	0.422 acres (18,400 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Jul 2021)
Tax Bill	$2,705 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C036902100200150`

Property Details

APN / Parcel Number

Primary APN	`C036902100200150`
Alternative APN	`C-03-36-29-021-0020-0150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,145 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,400 sqft (0.422 acres)
Lot Dimensions	115 ft deep x 40 ft wide
Garage Type	Finished
Garage Area	624 sqft
Driveway	Driveway
Driveway Area	1,080 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Deck Area	80 sqft
Fence	Fence
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C036902100200150
Street Address	5509 RIVERWAY DR
City	SEBRING
State	FL
Zip	33875-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING LAKES REPLAT PB 8 PG 45 LOTS 15 + 16 BLK 2
Legal Range	29E
Legal Township	36S
Legal Section	03
Legal Subdivision	SEBRING LAKES UNIT 1A-1B RPLT
Legal Block	2
Legal Lot Number	15-16 16
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1026
Census Tract	961304

Owner

5509 Riverway Dr is owned and occupied by an individual who bought it in July 2021.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5509 RIVERWAY DR, SEBRING, FL 33875-9671
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on File
Deed Sale	Jul 2, 2021 · Amount on File
Prior Sale	Jun 21, 2001 · Amount on File
Deed Document Number	0002835194
Deed Book / Page	2835 / 194
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 2, 2021
Property Address	5509 RIVERWAY DR, SEBRING, FL 33875-9671
Document Number	0002042449
Book / Page	2835 / 177
Map Reference	MB 8 PG 45
Instrument Date	Jun 29, 2021
Instrument	2042449
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,442.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 GRAVEL HILL RD, COLUMBIA, TN 38401-1341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4503 GARDEN AVE, SEBRING, FL 33875-5181

Mortgage

Document Number	0002835179
Date	Jul 2, 2021
Instrument	2835/179

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$219,422 Land $20,000 Building $199,422	$219,422 Land $20,000 Building $199,422
2024	$2,705.00 (+1.39%)
2023	$2,668.00 (-8.38%) Homeowner's exemption	$210,794 (+14.02%) Land $18,000 Building $192,794	$210,794 (+14.02%) Land $18,000 Building $192,794
2022	$2,912.00	$184,867 Land $18,000 Building $166,867	$184,867 Land $18,000 Building $166,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5509 Riverway Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5509 Riverway Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20