San Joaquin County property record for 551 W Durham Ferry Rd, Tracy, CA 95304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,634 sqft · built 1984 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,431 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 255-270-320-000 |
| Primary APN | 255-270-320-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,634 sqft Living Area |
| 1st Floor Area | 1,634 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 65,776 sqft (1.51 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 255-270-32 |
|---|---|
| Street Address | 551 W DURHAM FERRY RD |
| City | TRACY |
| State | CA |
| Zip | 95304-9541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG40 |
| Legal Description | 85-FM 10 & PT TO 29-30-31 SPLIT PER PM 9-32 |
| Legal Block | 1 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 5503 |
551 W Durham Ferry Rd is owner-occupied and held in a trust since May 2012.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 551 W DURHAM FERRY RD, TRACY, CA 95304-9541 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 29, 2012 |
| Transfer Doc | 0000071116 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 551 W Durham Ferry Rd was $2,431 with a homeowner's exemption, up 1.5% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | New Jerusalem Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,431.00 (+1.5%) | ||
| 2025 | $2,395.00 Homeowner's exemption | $225,269 Land $81,226 Building $144,043 | |
| 2023 | $2,283.00 (+1.78%) Homeowner's exemption | $216,523 Land $78,073 Building $138,450 | $773,910 |
| 2022 | $2,243.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 551 W Durham Ferry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 551 W Durham Ferry Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ezWave Fixed Wireless | 1,000 / 200 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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