San Joaquin County property record for 490 W Durham Ferry Rd, Tracy, CA 95304
| Property Type | Rural Home |
|---|---|
| Details | 6 bd · 2 ba · 2,713 sqft · built 1974 |
| Lot Size | 7.04 acres (306,662 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,450,000 (Feb 2023) |
| Tax Bill | $16,588 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage May 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 255-150-220-000 |
| Primary APN | 255-150-220-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,713 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Lot Area | 306,662 sqft (7.04 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 255150220000 |
|---|---|
| Street Address | 490 W DURHAM FERRY RD |
| City | TRACY |
| State | CA |
| Zip | 95304-8017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG40 |
| Legal Description | 82-FORM 255-150-17 & PT TO 23 OR 81032479 |
| Legal Subdivision | 10-52, PARCEL MAP |
| Legal Block | 1 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 5503 |
490 W Durham Ferry Rd, a rural home, is owned by two individuals who bought it in February 2023.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 492 W DURHAM FERRY RD, TRACY, CA 95304-8017 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2023 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 17, 2022 | Intrafamily Transfer, Transfer |
| Apr 22, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2023 · Amount on File |
| Deed Sale | Feb 24, 2023 · Amount on File |
| Deed Document Number | 202314680 |
| Prior Transfer Date | May 16, 2022 |
| Prior Transfer Doc | 0000063479 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 24, 2023 |
| Property Address | 490 W DURHAM FERRY RD, TRACY, CA 95304-8017 |
| Document Number | 0000014680 |
| Map Reference | MB 10 PG 52 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 2023-014680 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 490 W DURHAM FERRY RD, TRACY, CA 95304-8017 |
| Document Number | 0000014681 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 2023-014681 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 17, 2022 |
| Property Address | 490 W DURHAM FERRY RD, TRACY, CA 95304-8017 |
| Document Number | 0000063479 |
| Map Reference | MB 10 PG 52 |
| Instrument Date | May 16, 2022 |
| Instrument | 2022-063479 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 490 W DURHAM FERRY RD, TRACY, CA 95304-8017 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 22, 2022 |
| Property Address | 490 W DURHAM FERRY RD, TRACY, CA 95304-8017 |
| Document Number | 0000052501 |
| Map Reference | MB 10 PG 52 |
| Instrument Date | Apr 16, 2022 |
| Instrument | 2022-052501 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 490 W DURHAM FERRY RD, TRACY, CA 95304-8017 |
The 2026 property tax bill for 490 W Durham Ferry Rd was $16,588, up 1.4% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | New Jerusalem Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $16,588.00 (+1.44%) | |
| 2025 | $16,352.00 | $1,508,580 Land $790,704 Building $717,876 |
| 2023 | $4,747.00 (+1.52%) | $383,247 Land $24,737 Building $358,510 |
| 2022 | $4,676.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 490 W Durham Ferry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 W Durham Ferry Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ezWave Fixed Wireless | 1,000 / 200 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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