551 S Lowry St, Orange, CA 92869 Property Records

Orange County property record for 551 S Lowry St, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,199 sqft · built 1958
Lot Size	0.166 acres (7,245 sqft)
Owner	2 Trust Names on File
Last Sale	$630,000 (Oct 2020)
Tax Bill	$7,668 (2025)
Deeds & Mortgages	Dec 2022 Transfer Oct 2020 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`392-131-25`

Property Details

APN / Parcel Number

Primary APN	`392-131-25`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,199 sqft Living Area
1st Floor Area	1,199 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,245 sqft (0.166 acres)
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	551 S LOWRY ST
City	ORANGE
State	CA
Zip	92869-5046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3352 BLK LOT 41
Legal Subdivision	TRACT NO 3352
Legal Tract	3352
Legal Lot Number	41
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2007
Census Tract	75808

Owner

551 S Lowry St is owner-occupied and held in a trust since October 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	551 S LOWRY ST, ORANGE, CA 92869-5046
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Intrafamily Transfer, Transfer
Oct 1, 2020	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Oct 1, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Apr 3, 2017	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK
Mar 29, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Jan 15, 2013
Deed Document Number	2020541566
Last Transfer Date	Oct 19, 2022
Transfer Doc	0000418054
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 27, 2022
Property Address	551 S LOWRY ST, ORANGE, CA 92869-5046
Document Number	0000418054
Map Reference	MB 106 PG 36&37
Instrument Date	Oct 19, 2022
Instrument	2022000418054
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	551 S LOWRY ST, ORANGE, CA 92869-5046

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Oct 1, 2020
Property Address	551 S LOWRY ST, ORANGE, CA 92869-5046
Document Number	0000541565
Instrument Date	Sep 1, 2020
Instrument	541565
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	551 S LOWRY ST ORANGE CA 928695046, ORANGE, CA 92869-5046

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 1, 2020
Property Address	551 S LOWRY ST, ORANGE, CA 92869-5046
Document Number	0000541566
Map Reference	MB 106 PG 36&37
Instrument Date	Aug 15, 2020
Instrument	2020000541566
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	551 S LOWRY ST, ORANGE, CA 92869-5046

Mortgage

Document Number	0000541567
Date	Oct 1, 2020
Instrument	2020000541567

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE CA
Property Address	551 S LOWRY ST, ORANGE, CA 92869-5046
Document Number	0000155587
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	551 S LOWRY ST ORANGE CA 928695046, ORANGE, CA 92869-5046

Mortgage

Document Number	0000155587
Date	Apr 18, 2017
Instrument	155587

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2047

Interest

Rate Type	Fixed Rate
Rate	3.25%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	551 S LOWRY ST, ORANGE, CA 92869-5046
Document Number	0000155547
Instrument Date	Mar 29, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 S LOWRY ST ORANGE CA 928695046, ORANGE, CA 92869-5046

Mortgage

Document Number	0000155547
Date	Apr 18, 2017
Instrument	155547

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 551 S Lowry St was $7,668 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$706,530 (+2%) Land $600,539 Building $105,991
2025	$7,668.00 Homeowner's exemption	$692,677 Land $588,764 Building $103,913
2023	$7,331.00 (+1.99%) Homeowner's exemption	$665,781 Land $565,902 Building $99,879
2022	$7,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 551 S Lowry St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 551 S Lowry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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