Caldwell County property record for 551 Main St, Hudson, NC 28638
| Property Type | Service Station (Full Service) |
|---|---|
| Details | 3 bd · 3 ba · 1,828 sqft · built 1964 |
| Lot Size | 0.462 acres (20,111 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Jan 2021) |
| Tax Bill | $952 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 2 1 17 |
| Primary APN | 03 2 1 17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,828 sqft Heated Area |
| Gross Area | 2,872 sqft |
| 1st Floor Area | 1,828 sqft |
| Basement Area | 2,220 sqft |
| Finished Basement | 2,220 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Steel Frame/Truss |
| Roof Material | Composition Shingle |
| Lot Area | 20,111 sqft (0.462 acres) |
| Lot Dimensions | 169 ft deep x 119 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,800 sqft |
| Canopy | 648 sqft |
| Storage Building | 396 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 170451 |
|---|---|
| Street Address | 551 MAIN ST |
| City | HUDSON |
| State | NC |
| Zip | 28638-2542 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Service Station (Full Service) |
| Legal Description | BK 2008 PG 1302 YR 21 ST 120.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30600 |
551 Main St, a commercial property, is owned by two individuals who bought it in January 2021.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1756 LEE PEARSON RD, GRANITE FALLS, NC 28630-9256 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2021 · Amount on File |
| Deed Sale | Jan 7, 2021 · Amount on File |
| Deed Document Number | 202110052336 |
| Deed Book / Page | 2008 / 1302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 551 MAIN ST, HUDSON, NC 28638-2542 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 551 MAIN ST, HUDSON, NC 28638-2542 |
| Document Number | 0020881031 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | 2088/1031 |
| Instrument | 10086504 |
| Name | SKYLINE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LENOIR, NC 28645 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 551 Main St was $952, down 20.9% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Hudson Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $952.00 (-20.93%) | $154,400 (-) Land $82,000 Building $72,400 | |
| 2025 | $1,204.00 | $154,400 Land $82,000 Building $72,400 | $154,400 Land $82,000 Building $72,400 |
| 2023 | $133,300 (-) Land $75,700 Building $57,600 | $133,300 (-) Land $75,700 Building $57,600 | |
| 2022 | $1,018.00 | $133,300 Land $75,700 Building $57,600 | $133,300 Land $75,700 Building $57,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 551 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 551 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ripple Fiber.
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