Caldwell County property record for 495 Main St, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,108 sqft · built 1949 |
| Lot Size | 2.42 acres (105,546 sqft) |
| Owner | Company Name on Record |
| Last Sale | $951,000 (Mar 2026) |
| Tax Bill | $2,005 (2026) |
| Deeds & Mortgages | Mar 2026 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 1 1 2 |
| Primary APN | 03 1 1 2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,108 sqft Heated Area |
| Gross Area | 5,205 sqft |
| 1st Floor Area | 1,948 sqft |
| Upper Floors Area | 1,156 sqft |
| Attic | Attic |
| Attic Area | 989 sqft |
| Basement Area | 1,461 sqft |
| Unfinished Basement | 1,461 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 105,546 sqft (2.42 acres) |
| Lot Dimensions | 294 ft deep x 359 ft wide |
| Garage Type | Mixed |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 1,108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 185581 |
|---|---|
| Street Address | 495 MAIN ST |
| City | HUDSON |
| State | NC |
| Zip | 28638-2330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1987 PG 370 YR 2020 ST 0.00 |
| Legal Subdivision | DARRIN L REIN |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 30600 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 517 EAST BLVD, CHARLOTTE, NC 28203-5109 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Prior Sale | Oct 15, 2012 · Amount on Record |
| Deed Document Number | 202610117141 |
| Deed Book / Page | 2160 / 1108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Mar 27, 2026 |
| Property Address | 495 MAIN ST, HUDSON, NC 28638-2330 |
| Document Number | 0021601108 |
| Book / Page | 2160 / 1108 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 10117141 |
| Transaction Type | Foreclosure |
| Record Updated | May 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,902.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 PINNACLE DR, BLOWING ROCK, NC 28605-6218 |
| Name | Verified Name |
|---|---|
| Address | 517 EAST BLVD, CHARLOTTE, NC 28203-5109 |
| Document Number | 0021601117 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 2160/1117 |
| Instrument | 10117142 |
| Name | SKYLINE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 241 W MAIN ST, MOUNTAIN CITY, TN 37683 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Hudson Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,005.00 (-4.66%) | $319,400 (-) Land $92,600 Building $226,800 | |
| 2025 | $2,103.00 (+19.56%) | $319,400 (+64.98%) Land $92,600 Building $226,800 | $319,400 (+64.98%) Land $92,600 Building $226,800 |
| 2023 | $193,600 (-14.18%) Land $92,600 Building $101,000 | $193,600 (-14.18%) Land $92,600 Building $101,000 | |
| 2022 | $1,759.00 | $225,600 Land $92,600 Building $133,000 | $225,600 Land $92,600 Building $133,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ripple Fiber.
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