551 Lering Ct, Ballwin, MO 63011 Property Records

St. Louis County property record for 551 Lering Ct, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,352 sqft · built 1984
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$568,575 (Jul 2025)
Tax Bill	$5,964 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21T-22-0334`

Property Details

APN / Parcel Number

Primary APN	`21T-22-0334`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,352 sqft Living Area
Gross Area	2,974 sqft
1st Floor Area	1,040 sqft
Basement Area	220 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	100 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	402 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	271 sqft
Deck Area	190 sqft
Patio Area	187 sqft
Balcony Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	551 LERING CT
City	BALLWIN
State	MO
Zip	63011-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2A
Legal Description	COPPERSMITH PLACE LOT 15 22T540231 8 1 84
Legal Subdivision	COPPERSMITH PLACE
Legal Lot Number	15
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1021
Census Tract	217852

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	551 LERING CT, BALLWIN, MO 63011-1528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2025 · Amount on Record
Deed Sale	Jul 24, 2025 · Amount on Record
Deed Document Number	2025321
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 24, 2025
Property Address	551 LERING CT, BALLWIN, MO 63011-1528
Document Number	2025072400321
Map Reference	MB 228 PG 97
Instrument Date	Jul 23, 2025
Instrument	2025072400321
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	67 AUTUMN WAY CT, EUREKA, MO 63025-3826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 LERING CT, BALLWIN, MO 63011-1528

Mortgage

Document Number	2025072400322
Date	Jul 24, 2025
Instrument	2025072400322

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,100 (-) Land $31,980 Building $55,120	$458,400 (-) Land $168,300 Building $290,100
2025	$5,964.00 (+8.02%)	$87,100 (+10.25%) Land $31,980 Building $55,120	$458,400 (+10.25%) Land $168,300 Building $290,100
2024	$5,521.00 (+0.09%)	$79,000 (-) Land $23,980 Building $55,020
2023	$5,516.00 (+12%)	$79,000 (+19.97%) Land $23,980 Building $55,020	$415,800 (+19.97%) Land $126,200 Building $289,600
2022	$4,925.00	$65,850 Land $22,910 Building $42,940
2021			$346,600 Land $120,600 Building $226,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20