St. Louis County property record for 539 Lering Ct, Ballwin, MO 63011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,279 sqft · built 1985 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $221,000 (Dec 2008) |
| Tax Bill | $6,107 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22T-54-0372 |
| Primary APN | 22T-54-0372 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,279 sqft Living Area |
| Gross Area | 2,889 sqft |
| 1st Floor Area | 990 sqft |
| Basement Area | 160 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 150 sqft |
| Patio Area | 228 sqft |
| Balcony Area | 69 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 539 LERING CT |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63011-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-2A |
| Legal Description | COPPERSMITH PLACE 8 1 84 LOT 13 |
| Legal Subdivision | COPPERSMITH PLACE |
| Legal Lot Number | 13 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 217852 |
539 Lering Ct is owned and occupied by two individuals who bought it in December 2008.
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 539 LERING CT, BALLWIN, MO 63011-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 17, 2019 | Warranty Deed, Transfer US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2008 · Amount on File |
| Deed Sale | Dec 5, 2008 · Amount on File |
| Prior Sale | Oct 8, 2001 · Amount on File |
| Deed Document Number | 2008245 |
| Deed Book / Page | 18134 / 1541 |
| Prior Transfer Date | Jan 9, 2007 |
| Prior Transfer Doc | 0174232073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 539 LERING CT, BALLWIN, MO 63011-1528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 539 LERING CT, BALLWIN, MO 63011-1528 |
| Document Number | 2023121100401 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 2023121100401 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Oct 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 17, 2019 |
| Property Address | 539 LERING CT, BALLWIN, MO 63011-1528 |
| Document Number | 0235702845 |
| Book / Page | 023570 / 002845 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 511 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2019 |
| Title Company | CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 539 LERING CT BALLWIN MO 630111528, BALLWIN, MO 63011-1528 |
| Document Number | 235702849 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 023570/002849 |
| Instrument | 512 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 16, 2049 |
The 2025 property tax bill for 539 Lering Ct was $6,107, up 8.9% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,190 (-) Land $30,590 Building $58,600 | $469,400 (-) Land $161,000 Building $308,400 | |
| 2025 | $6,107.00 (+8.88%) | $89,190 Land $30,590 Building $58,600 | $469,400 Land $161,000 Building $308,400 |
| 2024 | $5,609.00 (+0.07%) | ||
| 2023 | $5,605.00 (+7.21%) | $80,270 (+14.84%) Land $22,950 Building $57,320 | $422,500 Land $120,800 Building $301,700 |
| 2022 | $5,228.00 | $69,900 Land $22,950 Building $46,950 | |
| 2021 | $367,900 Land $120,800 Building $247,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 539 Lering Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 539 Lering Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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