551 Gulf Ln, Captiva, FL 33924 Property Records

Lee County property record for 551 Gulf Ln, Captiva, FL 33924

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,211 sqft · built 1986
Lot Size	0.292 acres (12,720 sqft)
Owner	Company Name on File
Last Sale	$1,430,000 (Jan 2026)
Tax Bill	$10,444 (2025)
Deeds & Mortgages	Jan 2026 Sale Mar 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`05-45-21-16-0000H.0000`

Property Details

APN / Parcel Number

Primary APN	`05-45-21-16-0000H.0000`
Alternative APNs	`210545160000H0000` `10003514`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,211 sqft Living Area
Gross Area	4,995 sqft
1st Floor Area	1,656 sqft
Upper Floors Area	562 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	12,720 sqft (0.292 acres)
Lot Dimensions	160 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport
Porch	Stoop
Porch Area	28 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10003514
Street Address	551 GULF LN
City	CAPTIVA
State	FL
Zip	33924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM2
Legal Description	N END CAPTIVA IS PB1/61 UNRE CAPTIVA PALMA LT H PT OF GOV LT 2
Legal Range	21E
Legal Township	45S
Legal Section	05
Legal Subdivision	UPPER CAPTIVA ISLAND
Legal Tract	16
Legal Block	1
Legal Lot Number	H,2
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1022
Census Tract	80100

Owner

551 Gulf Ln is owned by a company that bought it in January 2026.

Source: Lee County records, as of July 29, 2026

Owner of Record	Company Name on File
Mailing Address	2249 COUNTY ROAD 2610, BONHAM, TX 75418-8231
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 19, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on File
Deed Sale	Jan 8, 2026 · Amount on File
Prior Sale	Mar 19, 2021 · Amount on File
Deed Document Number	20265228
Prior Transfer Date	Aug 20, 2012
Prior Transfer Doc	0000202549
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jan 8, 2026
Property Address	551 GULF LN, CAPTIVA, FL 33924
Document Number	0000005228
Instrument Date	Jan 6, 2026
Instrument	2026000005228
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$10,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	181 SIEGER RD, KUTZTOWN, PA 19530-8857

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2249 COUNTY ROAD 2610, BONHAM, TX 75418-8231

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 19, 2021
Property Address	551 GULF DR, CAPTIVA, FL 33924
Document Number	0000086138
Instrument Date	Mar 1, 2021
Instrument	2021000086138
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$9,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 LOGAN LN, FORT MYERS, FL 33919-1645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 SIEGER RD, KUTZTOWN, PA 19530-8857

Tax Assessment & Valuation

The 2025 property tax bill for 551 Gulf Ln was $10,444.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$781,801 (+1%)	$805,376 (+13.32%) Land $130,893 Building $674,483
2025	$10,444.00	$710,728 Land $138,974 Building $571,754	$710,728 Land $138,974 Building $571,754
2023	$14,907.00 (+14.58%)	$1,056,658 (+27.53%) Land $138,281 Building $918,377	$1,056,658 (+27.53%) Land $138,281 Building $918,377
2022	$13,010.00	$828,563 Land $487,500 Building $341,063	$828,563 Land $487,500 Building $341,063

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 551 Gulf Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 551 Gulf Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Gulf Ln

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