531 Gulf Ln, Captiva, FL 33924 Property Records

Lee County property record for 531 Gulf Ln, Captiva, FL 33924

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,378 sqft · built 1984
Lot Size	0.328 acres (14,288 sqft)
Owner	Company Name on Record
Last Sale	$1,765,000 (Mar 2021)
Tax Bill	$19,397 (2025)
Deeds & Mortgages	Oct 2021 Transfer Mar 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`05-45-21-16-0000D.0000`

Property Details

APN / Parcel Number

Primary APN	`05-45-21-16-0000D.0000`
Alternative APNs	`210545160000D0000` `10003501`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,378 sqft Living Area
Gross Area	5,610 sqft
1st Floor Area	1,249 sqft
Upper Floors Area	1,786 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	14,288 sqft (0.328 acres)
Lot Dimensions	175 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	130 sqft

Exterior Amenities

Pool Area	684 sqft
Porch	Florida Room
Porch Area	226 sqft
Deck Area	684 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10003501
Street Address	531 GULF LN
City	CAPTIVA
State	FL
Zip	33924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM2
Legal Description	N END CAPTIVA IS PB 1 PG 61 PT GL LOT 2 DESC OR 1049 PG 893 AKA LOT D CAPTIVA PALMA U/R
Legal Range	21E
Legal Township	45S
Legal Section	05
Legal Subdivision	UPPER CAPTIVA ISLAND
Legal Tract	16
Legal Block	1
Legal Lot Number	2,D
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1022
Census Tract	80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2713 SPRUCE CREEK BLVD, PORT ORANGE, FL 32128-6921
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 1, 2021	Special Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Jun 3, 2013 · Amount on Record
Deed Document Number	202162315
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Oct 11, 2021
Property Address	531 GULF DR, CAPTIVA, FL 33924
Document Number	0000333699
Instrument Date	Mar 11, 2021
Instrument	2021000333699
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2713 SPRUCE CREEK BLVD, PORT ORANGE, FL 32128-6921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2713 SPRUCE CREEK BLVD, PORT ORANGE, FL 32128-6921

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 1, 2021
Property Address	531 GULF DR, CAPTIVA, FL 33924
Document Number	0000062315
Instrument Date	Feb 26, 2021
Instrument	2021000062315
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,355.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4279 97TH ST, KENOSHA, WI 53158-3744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2713 SPRUCE CREEK BLVD, PORT ORANGE, FL 32128-6921

Mortgage

Document Number	0000062316
Date	Mar 1, 2021
Instrument	2021000062316

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,443,099 (+1%)	$1,536,070 (+14.81%) Land $144,502 Building $1,391,568
2025	$19,397.00 (-17.91%)	$1,311,908 (-23.51%)	$1,337,895 (-22%) Land $149,993 Building $1,187,902
2023	$23,630.00 (+15%)	$1,715,175 (+27.53%) Land $146,403 Building $1,568,772	$1,715,175 (+27.53%) Land $146,403 Building $1,568,772
2022	$20,548.00	$1,344,946 Land $487,500 Building $857,446	$1,344,946 Land $487,500 Building $857,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Gulf Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures