551 Gary Dr, Mount Olive, AL 35117 Property Records

Jefferson County property record for 551 Gary Dr, Mount Olive, AL 35117

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,246 sqft · built 1987
Lot Size	0.385 acres (16,791 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jul 2018)
Tax Bill	$1,602 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-00-09-4-001-001.009`

Property Details

APN / Parcel Number

Primary APN	`14-00-09-4-001-001.009`
Alternative APN	`263715`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,246 sqft Living Area
Gross Area	3,772 sqft
1st Floor Area	1,130 sqft
Upper Floors Area	1,116 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,791 sqft (0.385 acres)
Lot Dimensions	200 ft deep x 80 ft wide
Terrain	Rolling
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	264 sqft
Patio Area	146 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	263715
Street Address	551 GARY DR
City	MOUNT OLIVE
State	AL
Zip	35117-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 9 GARDENBROOK ESTATES 4TH SECT 150/24
Legal Range	03W
Legal Township	16S
Legal Section	09
Legal Quarter	SE
Legal Subdivision	CROSSGATE 1 SE RE 29-36-2
Legal Lot Number	9
Jurisdiction	JEFFERSON AL
Township / Civil Division	GARDENDALE
Census Block Group	2
Census Block	2003
Census Tract	11708

Owner

551 Gary Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	551 GARY DR, MOUNT OLIVE, AL 35117-3229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS
Jul 2, 2018	Grant Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Prior Sale	Aug 22, 2014 · Amount on File
Deed Document Number	2018068430
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	551 GARY DR, MOUNT OLIVE, AL 35117-3229
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 GARY DR, MOUNT OLIVE, AL 35117-3229

Mortgage

Document Number	0000082833
Date	Aug 2, 2022
Instrument	2022082833

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	551 GARY DR, MOUNT OLIVE, AL 35117-3229
Document Number	0000091281
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	551 GARY DR MOUNT OLIVE AL 351173229, MOUNT OLIVE, AL 35117-3229

Mortgage

Document Number	0000091281
Date	Aug 21, 2020
Instrument	91281

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jul 2, 2018
Property Address	551 GARY DR, MOUNT OLIVE, AL 35117-3229
Document Number	0000068430
Instrument Date	Jun 29, 2018
Instrument	68430
Transaction Type	Transfer
Record Updated	Jul 20, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	551 GARY DR MOUNT OLIVE AL 351173229, MOUNT OLIVE, AL 35117-3229

Mortgage

Document Number	68431
Date	Jul 2, 2018
Instrument	68431

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 551 Gary Dr was $1,602 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,602.00 Homeowner's exemption	$33,040	$330,400 Land $65,000 Building $265,400
2023		$34,200 Land $6,502 Building $27,698	$341,900 Land $65,000 Building $276,900
2022	$1,126.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 551 Gary Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 551 Gary Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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