540 Gary Dr, Mount Olive, AL 35117 Property Records

Jefferson County property record for 540 Gary Dr, Mount Olive, AL 35117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 1987
Lot Size	0.375 acres (16,363 sqft)
Owner	Owner Name on File
Last Sale	$145,000 (Feb 2002)
Tax Bill	$1,262 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification Jan 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`14-00-09-4-001-001.003`

Property Details

APN / Parcel Number

Primary APN	`14-00-09-4-001-001.003`
Alternative APNs	`14094001001003RR00` `263709`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
Gross Area	3,270 sqft
1st Floor Area	1,566 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,363 sqft (0.375 acres)
Lot Dimensions	150 ft deep x 108 ft wide
Terrain	Rolling

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Porch
Porch Area	88 sqft
Patio Area	160 sqft
Utility Building	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	263709
Old Parcel Number	14094001001003RR00
Street Address	540 GARY DR
City	MOUNT OLIVE
State	AL
Zip	35117-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 GARDENBROOK ESTATES 4TH SECT 150/24
Legal Range	03W
Legal Township	16S
Legal Section	09
Legal Quarter	SE
Legal Subdivision	GARDENBROOK EST 4 14-9-4
Legal Lot Number	3
Jurisdiction	JEFFERSON AL
Township / Civil Division	GARDENDALE
Census Block Group	2
Census Block	2003
Census Tract	11708

Owner

The current owner of 540 Gary Dr acquired it in May 2008.

Source: Jefferson County records, as of December 15, 2025

Owner of Record	Owner Name on File
Mailing Address	540 GARY DR, MOUNT OLIVE, AL 35117-3229
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Loan Modification, Mortgage MIDFIRST BK
Jan 19, 2018	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Last Sale	Feb 6, 2002 · Amount on File
Deed Sale	Feb 6, 2002 · Amount on File
Prior Sale	Feb 11, 2002 · Amount on File
Deed Document Number	2002028813
Deed Book / Page	20020 / 8813
Last Transfer Date	May 27, 2008
Transfer Doc	0080624677
Record Updated	Jun 8, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON AL
Property Address	540 GARY DR, MOUNT OLIVE, AL 35117-3229
Document Number	0000035632
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	540 GARY DR MOUNT OLIVE AL 351173229, MOUNT OLIVE, AL 35117-3229

Mortgage

Document Number	0000035632
Date	Apr 14, 2020
Instrument	35632

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount on Record
Term	336 Months
Due	Apr 13, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON AL
Property Address	540 GARY DR, MOUNT OLIVE, AL 35117-3229
Document Number	0000015641
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	540 GARY DR MOUNT OLIVE AL 351173229, MOUNT OLIVE, AL 35117-3229

Mortgage

Document Number	0000015641
Date	Feb 20, 2018
Instrument	15641

Lender

Name	MIDFIRST BK
Type	Federal Savings Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 540 Gary Dr was $1,262 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,262.00 Homeowner's exemption	$26,260	$262,500 Land $65,000 Building $197,500
2023		$26,720 Land $6,500 Building $20,220	$267,200 Land $65,000 Building $202,200
2022	$943.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 540 Gary Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Gary Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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