551 Garrison Rd, Lula, GA 30554 Property Records

Banks County property record for 551 Garrison Rd, Lula, GA 30554

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,684 sqft · built 2024
Lot Size	4.94 acres (215,186 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,288 (2025)
Deeds & Mortgages	Dec 2022 Construction Loan Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B07E018`

Property Details

APN / Parcel Number

Primary APN	`B07E018`
Alternative APN	`184`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,684 sqft Heated Area
1st Floor Area	2,684 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	215,186 sqft (4.94 acres)
Garage Area	690 sqft
Driveway	Concrete Driveway
Driveway Area	1,250 sqft
Pool Area	450 sqft
Porch	Slab
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	184
Street Address	551 GARRISON RD
City	LULA
State	GA
Zip	30554-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	TR 1 PB 37-225
Legal Subdivision	00614-BEN CROW
Legal Tract	1
Jurisdiction	BANKS GA
Township / Civil Division	MAYSVILLE
Census Block Group	1
Census Block	1018
Census Tract	970300

Owner

Source: Banks County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	488 PIEDMONT RD, GAINESVILLE, GA 30501-2862
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · Construction Mortgage CRESCENT MORTGAGE
Sep 9, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 24, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022
Deed Sale	Sep 16, 2022
Prior Sale	Aug 25, 2022 · Amount on Record
Deed Document Number	2022824
Deed Book / Page	533 / 988
Prior Transfer Date	Sep 9, 2022
Prior Transfer Doc	0000000824
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	551 GARRISON RD, LULA, GA 30554-3606
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GARRISON RD

Mortgage

Document Number	0000000538/0000000720
Date	Dec 27, 2022
Book Page	0000000538/0000000720

Lender

Name	CRESCENT MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BANKS GA
Recording Date	Sep 9, 2022
Property Address	GARRISON RD, LULA, GA 30554
Document Number	000533/988
Book / Page	533 / 988
Instrument Date	Sep 9, 2022
Instrument	2022-000824
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 PIEDMONT RD, GAINESVILLE, GA 30501-2862

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Aug 24, 2022
Property Address	551 GARRISON RD, LULA, GA 30554-3606
Document Number	0000533/52
Book / Page	533 / 52
Instrument Date	Aug 24, 2022
Instrument	2022-000634
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4204 MARONEY MILL RD, DOUGLASVILLE, GA 30134-3958

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,288.00 (+789.63%)	$224,622 (+817.12%) Land $26,941 Building $197,681	$561,556 (+817.13%) Land $67,353 Building $494,203
2024	$482.00 (+1.05%)	$24,492 (+4.41%) Land $24,492	$61,230 (+4.41%) Land $61,230
2023	$477.00 (-8.62%)	$23,458 (-5.75%) Land $23,458	$58,644 (-5.75%) Land $58,644
2022	$522.00	$24,888 Land $24,888	$62,219 Land $62,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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