Banks County property record for 440 Garrison Rd, Lula, GA 30554
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,074 sqft · built 1977 |
| Lot Size | 31.4 acres (1,368,220 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,956 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | B07 016 |
| Primary APN | B07 016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,074 sqft Heated Area |
| 1st Floor Area | 2,074 sqft |
| Basement Area | 2,074 sqft |
| Unfinished Basement | 2,074 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick Veneer |
| Construction Type | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,368,220 sqft (31.4 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 200 sqft |
| Patio Area | 144 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1623 |
|---|---|
| Street Address | 440 GARRISON RD |
| City | LULA |
| State | GA |
| Zip | 30554-3667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Jurisdiction | BANKS GA |
| Township / Civil Division | MAYSVILLE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 970300 |
440 Garrison Rd is owned and occupied by two individuals who acquired it in October 2013.
Source: Banks County records, as of November 14, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 GARRISON RD, LULA, GA 30554-3667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 30, 2013 |
| Transfer Doc | 000396/494 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 440 Garrison Rd was $1,956 with exemptions applied, down 1.6% from the year before.
Source: Banks County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,956.00 (-1.61%) Homeowner's exemption Senior Citizen's exemption | $191,394 (+6.76%) Land $81,946 Building $109,448 | $478,487 (+6.76%) Land $204,866 Building $273,621 |
| 2024 | $1,988.00 (+78.3%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $179,280 (+28.66%) Land $73,802 Building $105,478 | $448,199 (+28.66%) Land $184,505 Building $263,694 |
| 2023 | $1,115.00 (-9.57%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $139,342 (+6.52%) Land $60,809 Building $78,533 | $348,355 (+6.52%) Land $152,023 Building $196,332 |
| 2022 | $1,233.00 Homeowner's exemption Senior Citizen's exemption | $130,811 Land $66,450 Building $64,361 | $327,029 Land $166,126 Building $160,903 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Garrison Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 440 Garrison Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 10 / 1 |
4G LTE only, no 5G reported
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