551 Firefly Dr, Loudon, TN 37774 Property Records

Loudon County property record for 551 Firefly Dr, Loudon, TN 37774

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$189,900 (Jun 2023)
Tax Bill	$1,257 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023N-G-029.00`

Property Details

APN / Parcel Number

Primary APN	`023N-G-029.00`
Alternative APN	`053023N G 02900`

Exterior

Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	053023N G 02900
Street Address	551 FIREFLY DR
City	LOUDON
State	TN
Zip	37774-2239
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PDD
Legal Description	TENNESSEE NATIONAL POD 2-7 PB: 4 PG: 73 LOT: 29
Legal Subdivision	TENNESSEE NATIONAL POD 2-7
Legal Lot Number	29
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	4
Census Block	4004
Census Tract	60600

Owner

551 Firefly Dr, residential vacant land, is owned by two individuals who bought it in June 2023.

Source: Loudon County records, as of May 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4098 BROCK RD, CHATTANOOGA, TN 37421-1209
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2023 · Amount on File
Deed Sale	Jun 13, 2023 · Amount on File
Deed Document Number	20235161
Deed Book / Page	461 / 463
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jun 13, 2023
Property Address	551 FIREFLY DR, LOUDON, TN 37774-2239
Document Number	00D461/463
Book / Page	D461 / 463
Map Reference	MB 4 PG 73&86
Instrument Date	Jun 9, 2023
Instrument	23005161
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	HYWATER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$702.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4098 BROCK RD, CHATTANOOGA, TN 37421-1209

Mortgage

Document Number	0023005162
Date	Jun 13, 2023
Instrument	23005162

Lender

Name	HEARTHSIDE BANK CORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 551 Firefly Dr was $1,257.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Loudon City
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,257.00	$42,500 (-) Land $42,500	$170,000 Land $170,000
2024	$1,257.00 (+169.16%)	$42,500 Land $42,500
2023	$467.00
2021			$170,000 Land $170,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 551 Firefly Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 551 Firefly Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000