Loudon County property record for 498 Firefly Dr, Loudon, TN 37774
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Dec 2022) |
| Tax Bill | $3,402 (2025) |
| Deeds & Mortgages | Oct 2025 Construction Loan Dec 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 053023N G 02000 |
| Primary APN | 053023N G 02000 |
|---|---|
| Alternative APN |
|
| Lot Area | 58,806 sqft (1.35 acres) |
|---|---|
| Terrain | Rolling |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 498 FIREFLY DR |
|---|---|
| City | LOUDON |
| State | TN |
| Zip | 37774-2238 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT:20 DIST:01 CITY/MUNI/TWP:LOUDON SUBD:TENNESSEE NATIONAL POD 2-7 MAP REF:023O |
| Legal Subdivision | TENNESSEE NATIONAL POD 2-7 |
| Legal Lot Number | 20 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 60600 |
498 Firefly Dr, residential vacant land, is owned by an individual who bought it in December 2022.
Source: Loudon County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9812 FOOT PATH LN, KNOXVILLE, TN 37922-6784 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage · Construction Mortgage CMG MORTGAGE INC |
| Dec 5, 2022 | Warranty Deed, Transfer · Line of Credit TENNESSEE STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2022 · Amount on File |
| Deed Sale | Dec 5, 2022 · Amount on File |
| Deed Document Number | 22013676 |
| Deed Book / Page | D455 / 889 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 498 FIREFLY DR, LOUDON, TN 37774-2238 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 9812 FOOT PATH LN, KNOXVILLE, TN 37922-6784 |
| Document Number | 0T1760/449 |
|---|---|
| Date | Oct 7, 2025 |
| Book Page | T1760/449 |
| Instrument | 25009386 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 3160 CROW CANYON RD STE 400, SAN RAMON, CA 94583 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 3, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2025 |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 16.2% |
| Index | Prime Rate |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Dec 5, 2022 |
| Property Address | 498 FIREFLY DR, LOUDON, TN 37774-2238 |
| Document Number | 00D455/889 |
| Book / Page | D455 / 889 |
| Map Reference | MB 4 PG 86 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 22013676 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | HYWATER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9812 FOOT PATH LN, KNOXVILLE, TN 37922-6784 |
| Document Number | 0022013677 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 22013677 |
| Name | TENNESSEE STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 30, 2032 |
The 2025 property tax bill for 498 Firefly Dr was $3,402.
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,402.00 | $115,000 (-) Land $115,000 | |
| 2024 | $3,402.00 | $115,000 Land $115,000 | |
| 2021 | $460,000 Land $460,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 498 Firefly Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 498 Firefly Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 64% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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