551 E North Ave, Flora, IL 62839 Property Records

Clay County property record for 551 E North Ave, Flora, IL 62839 · Last verified July 2026

Property Highlights

Property Type	Commercial > Retail
Lot Size	3,592 sqft (0.082 acres)
Last Sale	$43,000 (2026)
Tax Bill	$777.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`10-25-233-004`

Exterior

Lot Area	3,592 sqft (0.082 acres)

Location & Zoning

Street Address	551 E NORTH AVE
City	FLORA
State	IL
Zip	62839-2535
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	J HEOGORTY'S ADDN W/2 LOT 7
Legal Subdivision	J HEOGORTYS ADD
Legal Lot Number	7
Jurisdiction	CLAY IL
Minor Civil Division	HARTER
Census Blockgroup	3
Census Block	3068
Census Tract	972100

Owner

Source: Clay County records · APN 10-25-233-004

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2899 DUTCH HALE RD, CLAY CITY, IL 62824-2244
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 02, 2026 · Amount on Record
Deed Sale	Feb 02, 2026 · Amount on Record
Deed Doc Number	2026207
Record Refreshed	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Feb 02, 2026
Property Address	551 E NORTH AVE, FLORA, IL 62839-2535
Document Number	D202600207
Instrument Date	Jan 30, 2026
Instrument	D202600207
Transaction Type	Transfer
Record Updated	Feb 25, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$64.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2899 DUTCH HALE RD, CLAY CITY, IL 62824-2244

Mortgage

Document Number	D202600208
Date	Feb 02, 2026
Instrument	D202600208

Lender

Name	LOUISVILLE BANKING CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 31, 2031

Interest

Rate Type	Fixed Rate
Rate	7.75%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$9,555 (-) Land $1,539 Building $8,016	$28,665 (-) Land $4,617 Building $24,048
2024	$777.00 (-5.59%)	$9,555 (+10.49%) Land $1,539 Building $8,016	$28,665 (+10.49%) Land $4,617 Building $24,048
2022	$823.00 (+7.44%)	$8,648 Land $1,354 Building $7,294	$25,944 Land $4,062 Building $21,882
2021	$766.00