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540 E North Ave, Flora, IL 62839 Property Records

Clay County property record for 540 E North Ave, Flora, IL 62839 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bathrooms2 Baths
Architecture StyleMultifamily
Year BuiltBuilt 1900
Square Footage1,071 sqft Living Area
Lot Size12,307 sqft (0.282 acres)
OccupancyOwner Occupied
Last Sale$125,000 (2025)
Tax Bill$2,551.00 (2024)

Property Details

APN / Parcel Number

Primary APN10-25-312-042

Interior

Full Baths2 Baths
Building Area1,071 sqft Living Area
Basement Area357 sqft Basement
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleMultifamily Style
Exterior MaterialOther Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof MaterialShingle Roof
Lot Area12,307 sqft (0.282 acres)
Deck Area210 sqft Deck
Porch Area236 sqft Porch

Utilities and HVAC

Heating SystemCentral Heating

Location & Zoning

Street Address540 E NORTH AVE
CityFLORA
StateIL
Zip62839-2534
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionN A EDDY'S ADDN LOT 10
Legal SubdivisionN A EDDYS ADD
Legal Lot Number10
JurisdictionCLAY IL
Minor Civil DivisionHARTER
Census Blockgroup2
Census Block2026
Census Tract972100

Owner

Source: Clay County records · APN 10-25-312-042

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address540 E NORTH AVE, FLORA, IL 62839-2534
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NEW AMERICAN FUNDING
Mar 07, 2024Sheriff's Deed, Foreclosure
ATTORNEY ONLY, ATTORNEY
Dec 15, 2017Deed, Transfer · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 17, 2025 · Amount on Record
Deed SaleOct 17, 2025 · Amount on Record
Prior SaleJun 10, 2024 · Amount on Record
Deed Doc Number2025212801
Record RefreshedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateOct 17, 2025
Property Address540 E NORTH AVE, FLORA, IL 62839-2534
Document Number0000212801
Instrument DateOct 08, 2025
Instrument212801
Transaction TypeTransfer
Record UpdatedNov 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$187.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 E NORTH AVE, FLORA, IL 62839-2534

Mortgage

Document Number0000212802
DateOct 17, 2025
Instrument212802
Lender
NameNEW AMERICAN FUNDING
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055
Interest
Rate TypeFixed Rate
Rate6.25%

March 2024: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionCLAY IL
Recording DateMar 07, 2024
Property Address540 E NORTH AVE, FLORA, IL 62839-2534
Document Number0000209038
Instrument DateFeb 16, 2024
Instrument209038
Transaction TypeForeclosure
Record UpdatedMar 21, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 5TH ST, EUREKA, CA 95501-0305

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionCLAY IL
Recording DateDec 15, 2017
Property Address540 E NORTH AVE, FLORA, IL 62839-2534
Document Number000D193132
Instrument DateDec 15, 2017
InstrumentD193132
Transaction TypeTransfer
Record UpdatedAug 04, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$111.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 E NORTH AVE, FLORA, IL 62839-2534

Mortgage

Document Number000D193133
DateDec 15, 2017
InstrumentD193133
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 01, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$34,946 (+11.45%) Land $3,960 Building $30,986$104,838 (+11.45%) Land $11,880 Building $92,958
2024$2,551.00 (+30.95%)$31,356 (+18.52%) Land $3,553 Building $27,803$94,068 (+18.52%) Land $10,659 Building $83,409
2022$1,948.00 (+9.93%) Homeowner's exemption$26,456 Land $2,977 Building $23,479$79,368 Land $8,931 Building $70,437
2021$1,772.00

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