Clay County property record for 551 E 2nd St, Flora, IL 62839 · Last verified May 2026
| Property Type | Commercial > Retail |
|---|---|
| Lot Size | 5,954 sqft (0.136 acres) |
| Last Sale | $41,000 (2025) |
| Tax Bill | $758.00 (2024) |
| Primary APN | 10-25-231-007 |
|---|
| Lot Area | 5,954 sqft (0.136 acres) |
|---|
| Street Address | 551 E 2ND ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2519 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | LOWRY & PARSON ADDN BLOCK 3 LOT 8 |
| Legal Subdivision | LOWRY & PARSON ADD |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | CLAY IL |
| Minor Civil Division | HARTER |
| Census Blockgroup | 3 |
| Census Block | 3067 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-25-231-007
Assessment roll updated September 5, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 613 EAST DR, FLORA, IL 62839-2707 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 07, 2026 | Deed of Trust, Mortgage · Line of Credit FLORA BANK AND TRUST |
| May 01, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 24, 2025 · Amount on Record |
| Deed Sale | Jun 24, 2025 · Amount on Record |
| Deed Doc Number | 2025212053 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | May 07, 2026 |
| Property Address | 551 E 2ND ST, FLORA, IL 62839-2519 |
| Document Number | 0000000874 |
| Instrument Date | May 05, 2026 |
| Instrument | 2026874 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 551 E 2ND ST, FLORA, IL 62839-2519 |
| Document Number | 0000000874, |
|---|---|
| Date | May 07, 2026 |
| Instrument | 2026874 |
| Name | FLORA BANK AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 551 E 2ND ST, FLORA, IL 62839-2519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | D191559 |
|---|---|
| Date | May 01, 2017 |
| Instrument | D191559 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Apr 30, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $758.00 (-5.13%) | $9,318 (+11.06%) Land $2,528 Building $6,790 | $27,954 (+11.06%) Land $7,584 Building $20,370 |
| 2022 | $799.00 (+7.54%) | $8,390 Land $2,212 Building $6,178 | $25,170 Land $6,636 Building $18,534 |
| 2021 | $743.00 |
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