521 E 2nd St, Flora, IL 62839 Property Records

Clay County property record for 521 E 2nd St, Flora, IL 62839 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bathrooms1 Baths
Architecture StyleMultifamily
Year BuiltBuilt 1912
Square Footage984 sqft Living Area
Lot Size5,071 sqft (0.116 acres)
Garage386 sqft
OccupancyOwner Occupied
Tax Bill$633.00 (2024)

Property Details

APN / Parcel Number

Primary APN10-25-164-009

Interior

Full Baths1 Baths
Building Area984 sqft Living Area
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Architectural StyleMultifamily Style
Exterior MaterialOther Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof MaterialShingle Roof
Lot Area5,071 sqft (0.116 acres)
Parking Spaces1 Parking Spaces
Garage Area386 sqft Garage
Deck Area36 sqft Deck
Porch Area40 sqft Porch

Utilities and HVAC

Heating SystemCentral Heating

Location & Zoning

Street Address521 E 2ND ST
CityFLORA
StateIL
Zip62839-2519
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionG W FOSTER'S ADDN BLOCK 2 PT LOT 7
Legal SubdivisionG W FOSTERS ADD
Legal Block2
Legal Lot Number7
JurisdictionCLAY IL
Minor Civil DivisionHARTER
Census Blockgroup3
Census Block3067
Census Tract972100

Owner

Source: Clay County records · APN 10-25-164-009

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address521 E 2ND ST, FLORA, IL 62839-2519
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2022Warranty Deed, Transfer · Conventional Mortgage
CLAY CITY BANKING CO
Aug 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY PARTNERS SAV BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateDec 08, 2022
Property Address521 E 2ND ST, FLORA, IL 62839-2519
Document Number0000206258
Map ReferenceDR 126 PG 570
Instrument DateNov 19, 2022
Instrument206258
Transaction TypeTransfer
Record UpdatedDec 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$90.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address960 STEELE ST, LOUISVILLE, IL 62858-1044

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 E 2ND ST, FLORA, IL 62839-2519

Mortgage

Document Number0000206259
DateDec 08, 2022
Instrument206259
Lender
NameCLAY CITY BANKING CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term61 Months
DueJan 03, 2028
Interest
Rate TypeFixed Rate
Rate6.75%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IL
Property Address521 E 2ND ST, FLORA, IL 62839-2519
Transaction TypeMortgage
Record UpdatedSep 04, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberD197205
DateAug 14, 2019
InstrumentD197205
Lender
NameCOMMUNITY PARTNERS SAV BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$22,560 (+176.5%) Land $3,036 Building $19,524$67,680 (+176.5%) Land $9,108 Building $58,572
2024$633.00 (-18.53%)
2022$777.00 (+9.44%)$8,159 Land $2,255 Building $5,904$24,477 Land $6,765 Building $17,712
2021$710.00

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