Hamilton County property record for 551 E 13th St, Apt 4, Cincinnati, OH 45202
| Property Type | Condominium |
|---|---|
| Details | 1.5 ba · 1,024 sqft · built 1889 |
| Lot Size | 0.048 acres (2,124 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Mar 2018) |
| Tax Bill | $4,253 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-0003-0215-00 |
| Primary APN | 075-0003-0215-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 512 sqft |
| 2nd Floor Area | 512 sqft |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1889 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 2,124 sqft (0.048 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 551 E 13TH ST, 4 |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45202-8814 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 4 24%LOFTS AT 551 CONDOMINIUMS |
| Legal Subdivision | LOFTS AT 551 CONDOMINIUMS |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1100 |
Source: Hamilton County records · APN 075-0003-0215-00
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 551 E 13TH ST, CINCINNATI, OH 45202-8814 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer LAWYERS TITLE |
| Jan 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Mar 01, 2018 | Warranty Deed, Transfer · ARM UNION SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2018 · Amount on Record |
| Deed Sale | Mar 01, 2018 · Amount on Record |
| Deed Document Number | 201817377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 26, 2026 |
| Property Address | 551 E 13TH ST, 4, CINCINNATI, OH 45202-8814 |
| Document Number | 0000051754 |
| Book / Page | 15695 / 1251 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202651754 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $46,460.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 551 E 13TH ST, CINCINNATI, OH 45202-8814 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 551 E 13TH ST APT 4, 4, CINCINNATI, OH 45202-8814 |
| Document Number | 0000008362 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Address | 551 E 13TH ST #4 CINCINNATI OH 452028814, 4, CINCINNATI, OH 45202-8814 |
| Document Number | 0000008362 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 014090/001414 |
| Instrument | 8362 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 23, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 01, 2018 |
| Property Address | 551 E 13TH ST APT 4, 4, CINCINNATI, OH 45202-8814 |
| Document Number | 0000007377 |
| Map Reference | VOL 13506 PG 1857 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 18-0017377 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $486.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 551 E 13TH ST APT 4, 4, CINCINNATI, OH 45202-8814 |
| Document Number | 0000007378 |
|---|---|
| Date | Mar 01, 2018 |
| Instrument | 18-0017378 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,253.00 (+0.14%) | $67,158 (-) Land $9,450 Building $57,708 | $191,880 (-) Land $27,000 Building $164,880 |
| 2024 | $4,247.00 (-0.16%) | $67,158 (-) Land $9,450 Building $57,708 | |
| 2023 | $4,254.00 (+6.56%) | $67,158 (+18.44%) Land $9,450 Building $57,708 | $191,880 (+18.44%) Land $27,000 Building $164,880 |
| 2022 | $3,992.00 | $56,700 Land $9,450 Building $47,250 | |
| 2020 | $162,000 Land $27,000 Building $135,000 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Over-the-Rhine Historic District listed 1983 · 945 contributing resources · NRIS 83001985 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 345 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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