Hamilton County property record for 551 E 13th St, Apt 3, Cincinnati, OH 45202
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,326 sqft · built 1889 |
| Owner | Individual Name on File |
| Last Sale | $288,000 (Mar 2025) |
| Tax Bill | $5,186 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage Feb 2021 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-0003-0214-00 |
| Primary APN | 075-0003-0214-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 663 sqft |
| 2nd Floor Area | 663 sqft |
| Year Built | Built 1889 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 551 E 13TH ST APT 3, 3 |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45202-8814 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 3 26%LOFTS AT 551 CONDOMINIUMS |
| Legal Subdivision | 551 CONDO |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1100 |
Source: Hamilton County records · APN 075-0003-0214-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 551 E 13TH ST APT 3, 3, CINCINNATI, OH 45202-8814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Feb 24, 2021 | Warranty Deed, Transfer · Line of Credit GUARANTEED RATE INC |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIFTH THIRD BK NA |
| Apr 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 12, 2025 · Amount on Record |
| Deed Sale | Mar 12, 2025 · Amount on Record |
| Prior Sale | Feb 24, 2021 · Amount on Record |
| Deed Document Number | 0000017400 |
| Deed Book / Page | 15371 / 1594 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 12, 2025 |
| Property Address | 551 E 13TH ST APT 3, 3, CINCINNATI, OH 45202-8814 |
| Document Number | 0000017400 |
| Book / Page | 15371 / 1594 |
| Map Reference | MB 461 PG 18-23 |
| Instrument Date | Feb 28, 2025 |
| Instrument | 2025-0017400 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $289.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 551 E 13TH ST APT 3, 3, CINCINNATI, OH 45202-8814 |
| Document Number | 0000017401 |
|---|---|
| Date | Mar 12, 2025 |
| Instrument | 2025-0017401 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 24, 2021 |
| Property Address | 551 E 13TH ST APT 3, 3, CINCINNATI, OH 45202-8814 |
| Document Number | 0000023489 |
| Book / Page | 14361 / 2274 |
| Map Reference | MB 461 PG 18-23 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 2021-0023489 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $964.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 551 E 13TH ST APT 3, 3, CINCINNATI, OH 45202-8814 |
| Document Number | 0000023490 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021-0023490 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 551 E 13TH ST APT 3, 3, CINCINNATI, OH 45202-8814 |
| Document Number | 0000051022 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 551 E 13TH ST #3 CINCINNATI OH 452028814, 3, CINCINNATI, OH 45202-8814 |
| Document Number | 0000051022 |
|---|---|
| Date | Jun 02, 2020 |
| Book Page | 014180/000042 |
| Instrument | 51022 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45227 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 11, 2018 |
| Property Address | 551 E 13TH ST APT 3, 3, CINCINNATI, OH 45202-8814 |
| Document Number | 0000009886 |
| Map Reference | VOL 13506 PG 1857 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 18-0029886 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | MATTINGLY FORD TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $531.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 551 E 13TH ST APT 3, 3, CINCINNATI, OH 45202-8814 |
| Document Number | 0000009887 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 18-0029887 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,186.00 (+3.14%) | $84,350 (-) Land $9,450 Building $74,900 | |
| 2024 | $5,028.00 (-2.22%) | $84,350 (-) Land $9,450 Building $74,900 | |
| 2023 | $5,142.00 (+22.11%) | $84,350 (+36.16%) Land $9,450 Building $74,900 | $241,000 (+36.16%) Land $27,000 Building $214,000 |
| 2022 | $4,211.00 Homeowner's exemption | $61,950 Land $9,450 Building $52,500 | |
| 2020 | $177,000 Land $27,000 Building $150,000 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Over-the-Rhine Historic District listed 1983 · 945 contributing resources · NRIS 83001985 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 345 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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