551 Coster Rd, Lusby, MD 20657 Property Records

Calvert County property record for 551 Coster Rd, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,280 sqft · built 1982
Lot Size	0.46 acres (20,055 sqft)
Owner	2 Individual Names on File
Last Sale	$182,596 (Jun 2014)
Tax Bill	$2,570 (2025)
Flood Zone	Zone X (minimal risk)
APN	`01-024949`

Property Details

APN / Parcel Number

Primary APN	`01-024949`
Alternative APNs	`1024949` `024949`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,280 sqft Total Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,055 sqft (0.46 acres)
Deck Area	360 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	024949
Street Address	551 COSTER RD
City	LUSBY
State	MD
Zip	20657-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 1 JAMES R THOMPSON PROP
Legal Subdivision	JAMES R THOMPSON PROPERTY
Legal Lot Number	1
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1005
Census Tract	860901

Owner

551 Coster Rd is owned and occupied by two individuals who bought it in June 2014.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	551 COSTER RD, LUSBY, MD 20657-2913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2014 · Amount on File
Deed Sale	Jun 2, 2014 · Amount on File
Prior Sale	Sep 11, 2006 · Amount on File
Deed Book / Page	4389 / 104
Prior Transfer Date	Mar 21, 2014
Prior Transfer Doc	0043890104
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 551 Coster Rd was $2,570.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,500 (+5.01%) Land $108,800 Building $119,700	$228,500 (-) Land $108,800 Building $119,700
2025	$2,570.00	$217,600	$228,500 Land $108,800 Building $119,700
2023	$2,034.00	$195,800 Land $108,800 Building $87,000	$195,800 Land $108,800 Building $87,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 551 Coster Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 551 Coster Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 89% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20