Calvert County property record for 430 Coster Rd, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1975 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,418 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-009311 |
| Primary APN | 01-009311 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Total Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 009311 |
|---|---|
| Street Address | 430 COSTER RD |
| City | LUSBY |
| State | MD |
| Zip | 20657-2910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 21,780 SF 430 COSTER RD LUSBY |
| Legal Subdivision | BLUE SKY |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 860901 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 430 COSTER RD, LUSBY, MD 20657-2910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 17, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage UNIVERSAL MORTGAGE & FINANCE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2020 |
| Deed Sale | Jan 17, 2020 |
| Deed Book / Page | 5513 / 405 |
| Prior Transfer Date | Dec 12, 2019 |
| Prior Transfer Doc | 0055130405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 430 COSTER RD, LUSBY, MD 20657-2910 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0062350375 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 6235/375 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jan 17, 2020 |
| Property Address | 430 COSTER RD, LUSBY, MD 20657-2910 |
| Document Number | 0055130405 |
| Book / Page | 5513 / 405 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | MARYLAND TRUST T&E LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 430 COSTER RD, LUSBY, MD 20657-2910 |
| Document Number | 5513411 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 5513/411 |
| Name | UNIVERSAL MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,900 (+4.6%) Land $109,700 Building $103,200 | $212,900 (-) Land $109,700 Building $103,200 | |
| 2025 | $2,418.00 (+25.94%) Homeowner's exemption | $203,533 (+10.14%) | $212,900 (+15.21%) Land $109,700 Building $103,200 |
| 2023 | $1,920.00 Homeowner's exemption | $184,800 Land $109,700 Building $75,100 | $184,800 Land $109,700 Building $75,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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