551 Co Rd 630A, Frostproof, FL 33843 Property Records

Polk County property record for 551 Co Rd 630A, Frostproof, FL 33843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1957
Lot Size	1.53 acres (67,013 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jun 2022)
Tax Bill	$1,565 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-31-25-000000-023290`

Property Details

APN / Parcel Number

Primary APN	`27-31-25-000000-023290`
Alternative APNs	`253127000000023290` `53127000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	67,013 sqft
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Porch	Florida Room
Porch Area	528 sqft

Location & Zoning

Street Address	551 COUNTY ROAD 630A
City	FROSTPROOF
State	FL
Zip	33843-9341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	BEG NW COR OF SE1/4 RUN S 213 FT E 139.85 FT N 213 FT W 139.88 FT TO POB LESS N 50 FT FOR RD R/W & COMM NW COR OF SE1/4 S 213 FT TO POB S 312 FT E139.85 FT N312 FT W 139.85 FT TO POB
Legal Range	27E
Legal Township	31S
Legal Section	25
Legal Subdivision	ARMBRUSTER SUBDIVISION
Legal Tract	000000
Legal Block	2
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	2
Census Block	2002
Census Tract	15801

Owner

551 Co Rd 630A is owned and occupied by two individuals who bought it in June 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	551 COUNTY ROAD 630A, FROSTPROOF, FL 33843-9341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage WHIDDEN LAND GROUP LLC
Jun 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 31, 2017	Warranty Deed, Transfer · Line of Credit MIDFLORIDA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on File
Deed Sale	Jun 3, 2022 · Amount on File
Prior Sale	Jan 31, 2017 · Amount on File
Deed Document Number	2022152137
Deed Book / Page	12281 / 2258
Prior Transfer Date	Apr 16, 2019
Prior Transfer Doc	0000089519
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 3, 2022
Property Address	551 COUNTY ROAD 630A, FROSTPROOF, FL 33843-9341
Document Number	0000152137
Book / Page	12281 / 2258
Instrument Date	May 27, 2022
Instrument	2022152137
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 COUNTY ROAD #631 A631, 400, FROSTPROOF, FL 33843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 HIGHWAY 631 A, FROSTPROOF, FL 33843

Mortgage

Document Number	0122812260
Date	Jun 3, 2022
Instrument	12281/2260

Lender

Name	WHIDDEN LAND GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jun 26, 2020
Property Address	551 COUNTY ROAD 630A, FROSTPROOF, FL 33843-9341
Document Number	0112791835
Book / Page	011279 / 001835
Instrument Date	Jun 16, 2020
Instrument	128550
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 COUNTY ROAD 630A FROSTPROOF FL 338439109, FROSTPROOF, FL 33843-9109

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	May 1, 2019
Property Address	551 COUNTY ROAD 630A, FROSTPROOF, FL 33843-9341
Document Number	0108280773
Book / Page	010828 / 000773
Instrument Date	Apr 16, 2019
Instrument	89519
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1310 N LAKE REEDY BLVD FROSTPROOF FL 338439121, FROSTPROOF, FL 33843-9121

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 31, 2017
Property Address	551 COUNTY ROAD 630A, FROSTPROOF, FL 33843-9341
Document Number	0100520452
Book / Page	010052 / 000452
Instrument Date	Jan 20, 2017
Instrument	19439
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	REAL ESTATE TITLE, REAL ESTATE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1310 N LAKE REEDY BLVD FROSTPROOF FL 338439121, FROSTPROOF, FL 33843-9121

Mortgage

Document Number	100520453
Date	Jan 31, 2017
Book Page	010052/000453
Instrument	19440

Lender

Name	MIDFLORIDA FCU
Type	Credit Union
Address	129 S KENTUCKY AVE # 500, LAKELAND, FL 33801-5058

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 551 Co Rd 630A was $1,565 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,618 (+2.7%)	$166,821 (-6.29%) Land $13,224 Building $153,597
2025	$1,565.00 Homeowner's exemption	$161,264	$178,019 Land $13,224 Building $164,795
2023	$1,949.00 (+0.26%) Homeowner's exemption	$152,154 (+32.67%) Land $12,768 Building $139,386	$152,154 (+32.67%) Land $12,768 Building $139,386
2022	$1,944.00	$114,690 Land $10,640 Building $104,050	$114,690 Land $10,640 Building $104,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 551 Co Rd 630A in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 551 Co Rd 630A is moderate, ranking above 52% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FROSTPROOF serves 3,425 people · EPA ID FL6530627
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Spectrum, T-Mobile, Verizon.

Nearby Properties on Co Rd 630A

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