400 Co Rd 630A, Frostproof, FL 33843 Property Records

Polk County property record for 400 Co Rd 630A, Frostproof, FL 33843

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 2,111 sqft · built 1966
Lot Size	2.1 acres (91,589 sqft)
Owner	Trust Name on File
Last Sale	$21,994 (Nov 2012)
Tax Bill	$6,136 (2025)
Deeds & Mortgages	Jun 2020 Transfer Dec 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`27-31-25-000000-014080`

Property Details

APN / Parcel Number

Primary APN	`27-31-25-000000-014080`
Alternative APNs	`253127000000014080` `53127000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,111 sqft Gross Area
1st Floor Area	2,111 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	91,589 sqft
View / Lot	Commercial
Garage Type	Detached
Garage Area	760 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	638 sqft
Shed	1 Shed
Shed Area	660 sqft

Location & Zoning

Street Address	400 COUNTY ROAD 630A
City	FROSTPROOF
State	FL
Zip	33843-9109
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	W 300 FT OF E 630 FT OF S 480 FT OF SW1/4 OF NE1/4 LESS N 120 FT THEREOF & LESS RD R/W FOR 630-A
Legal Range	27E
Legal Township	31S
Legal Section	25
Legal Subdivision	ARMBRUSTER SUBDIVISION
Legal Tract	000000
Legal Block	1
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	1
Census Block	1023
Census Tract	15404

Owner

400 Co Rd 630A, a commercial property, is held in a trust since November 2012.

Source: Polk County records, as of September 28, 2026

Owner of Record	Trust Name on File
Mailing Address	400 COUNTY ROAD 630A, FROSTPROOF, FL 33843-9109
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage WAUCHULA ST BK
Feb 28, 2019	Loan Modification, Mortgage WAUCHULA ST BK
Nov 9, 2018	Loan Modification, Mortgage WAUCHULA ST BK
Nov 9, 2017	Loan Modification, Mortgage · Conventional Mortgage WAUCHULA ST BK
Jul 11, 2017	Deed of Trust, Mortgage · Line of Credit WAUCHULA ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2012 · Amount on File
Deed Sale	Nov 13, 2012 · Amount on File
Prior Sale	Jan 5, 2010 · Amount on File
Deed Document Number	2012203910
Deed Book / Page	8797 / 2103
Prior Transfer Date	Nov 9, 2012
Prior Transfer Doc	0000203916
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jun 26, 2020
Property Address	400 COUNTY ROAD 630A, FROSTPROOF, FL 33843-9109
Document Number	0112791833
Book / Page	011279 / 001833
Instrument Date	Jun 16, 2020
Instrument	128549
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	400 COUNTY ROAD 630A FROSTPROOF FL 338439109, FROSTPROOF, FL 33843-9109

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	400 COUNTY ROAD 630A, FROSTPROOF, FL 33843-9109
Document Number	0110950205
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 COUNTY ROAD 630A FROSTPROOF FL 338439109, FROSTPROOF, FL 33843-9109

Mortgage

Document Number	0110950205
Date	Jan 3, 2020
Book Page	011095/000205
Instrument	838

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 2, 2040

Interest

Rate Type	Adjustable Rate

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	400 COUNTY ROAD 630A, FROSTPROOF, FL 33843-9109
Document Number	0108011761
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 COUNTY ROAD 630A FROSTPROOF FL 338439109, FROSTPROOF, FL 33843-9109

Mortgage

Document Number	0108011761
Date	Apr 5, 2019
Book Page	010801/001761
Instrument	69333

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	SEBRING, FL 33872

Agreement

Amount	Amount on Record
Term	36 Months
Due	Apr 4, 2022

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	400 COUNTY ROAD 630A, FROSTPROOF, FL 33843-9109
Document Number	0106941462
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 COUNTY ROAD 630A FROSTPROOF FL 338439109, FROSTPROOF, FL 33843-9109

Mortgage

Document Number	0106941462
Date	Dec 11, 2018
Book Page	010694/001462
Instrument	256693

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	SEBRING, FL 33872

Agreement

Amount	Amount on Record
Term	12 Months
Due	Dec 10, 2019

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	400 COUNTY ROAD 630A, FROSTPROOF, FL 33843-9109
Document Number	0103271410
Book / Page	010327 / 001410
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 COUNTY ROAD 630A FROSTPROOF FL 338439109, FROSTPROOF, FL 33843-9109

Mortgage

Document Number	0103271410
Date	Nov 30, 2017
Book Page	010327/001410
Instrument	229957

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	SEBRING, FL 33872

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 29, 2018

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	400 COUNTY ROAD 630A, FROSTPROOF, FL 33843-9109
Document Number	0102091132
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 COUNTY ROAD 630A FROSTPROOF FL 338439109, FROSTPROOF, FL 33843-9109

Mortgage

Document Number	0102091132
Date	Jul 20, 2017
Book Page	010209/001132
Instrument	138153

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	SEBRING, FL 33872

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 19, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 400 Co Rd 630A was $6,136.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Frostproof City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,071 (-0.24%) Land $54,953 Building $273,118	$328,071 (-0.24%) Land $54,953 Building $273,118
2025	$6,136.00	$328,853 Land $54,953 Building $273,900	$328,853 Land $54,953 Building $273,900
2023	$5,903.00 (+8.73%)	$318,432 (+9.43%) Land $36,635 Building $281,797	$318,432 (+9.43%) Land $36,635 Building $281,797
2022	$5,429.00	$290,986 Land $36,635 Building $254,351	$290,986 Land $36,635 Building $254,351

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Co Rd 630A in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	12 (2004–2005)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2005 · Hurricane Wilma
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Co Rd 630A is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FROSTPROOF serves 3,425 people · EPA ID FL6530627
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Spectrum, T-Mobile, Verizon.

Nearby Properties on Co Rd 630A

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